Breckinridge County property record for 481 Timberlake Ln, Mc Daniels, KY 40152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,806 sqft · built 1999 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Jul 2020) |
| Tax Bill | $3,101 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TL 23 |
| Primary APN | TL 23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.539 acres) |
| Deck Area | 769 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 33125 |
|---|---|
| Street Address | 481 TIMBERLAKE LN |
| City | MC DANIELS |
| State | KY |
| Zip | 40152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HOUSE |
| Legal Subdivision | TIMBERLAKE |
| Jurisdiction | BRECKINRIDGE KY |
| Township / Civil Division | MCDANIELS-HUDSON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 960502 |
481 Timberlake Ln is owned by an individual who acquired it in July 2021.
Source: Breckinridge County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7850 STATE ROUTE 144, PHILPOT, KY 42366-9729 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK |
| Jul 27, 2021 | Quit Claim Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Jul 14, 2020 | Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on File |
| Deed Sale | Jul 14, 2020 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 429/16 |
| Deed Book / Page | 429 / 16 |
| Last Transfer Date | Jul 27, 2021 |
| Transfer Doc | 440/35 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 481 TIMBERLAKE LN, MC DANIELS, KY 40152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4418 COOL SPRINGS CV, OWENSBORO, KY 42303-4553 |
| Document Number | 00M526/427 |
|---|---|
| Date | May 18, 2022 |
| Book Page | M526/427 |
| Instrument | 2020907960 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | CENTRAL CITY, KY 42330 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 16, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Recording Date | Jul 27, 2021 |
| Property Address | 481 TIMBERLAKE LN, MC DANIELS, KY 40152 |
| Document Number | 440/35 |
| Book / Page | 440 / 35 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2020903676 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4418 COOL SPRINGS CV, 4418, OWENSBORO, KY 42303-4553 |
| Name | Verified Name |
|---|---|
| Address | 3147 N VALLEY DR # WOOD, WOOD, SOMERSET, KY 42503 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Recording Date | Jul 14, 2020 |
| Property Address | 481 TIMBERLAKE LN, MC DANIELS, KY 40152 |
| Document Number | 429/16 |
| Book / Page | 429 / 16 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 2020003507 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13710 WINDY HAVEN WAY, 13710, LOUISVILLE, KY 40299-8445 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3147 WOOD VALLEY PT, OWENSBORO, KY 42303-4494 |
| Document Number | 484615 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 484/615 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
The 2025 property tax bill for 481 Timberlake Ln was $3,101.
Source: Breckinridge County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breckinridge County |
| Unified School District | Breckinridge County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,101.00 | $324,000 Land $60,000 Building $264,000 | $324,000 Land $60,000 Building $264,000 |
| 2023 | $2,805.00 (-0.71%) | $299,000 (-) Land $60,000 Building $239,000 | $299,000 (-) Land $60,000 Building $239,000 |
| 2022 | $2,825.00 | $299,000 Land $60,000 Building $239,000 | $299,000 Land $60,000 Building $239,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Timberlake Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Timberlake Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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