Monroe County property record for 481 Terry Dr, Columbia, IL 62236
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,380 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,197 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-16-233-020-000 |
| Primary APN | 04-16-233-020-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Building Perimeter |
| 1st Floor Area | 1,266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Mixed |
| Garage Area | 427 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,040 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 128 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 481 TERRY DR |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR5 |
| Legal Description | LOT 20 CREEKSIDE SUBDIVISION |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | CREEKSIDE |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 600104 |
481 Terry Dr is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 TERRY DR, COLUMBIA, IL 62236-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Construction Mortgage TOGETHER CU |
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANHEUSER BUSCH EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 481 TERRY DR, COLUMBIA, IL 62236-1551 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000415151 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 415151 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 481 TERRY DR, COLUMBIA, IL 62236-1551 |
| Document Number | 0000402292 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 TERRY DR COLUMBIA IL 622361551, COLUMBIA, IL 62236-1551 |
| Document Number | 0000402292 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 402292 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 4, 2024 |
The 2025 property tax bill for 481 Terry Dr was $6,197, up 11% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Columbia City |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,197.00 (+11.02%) Homeowner's exemption | $112,480 Land $17,600 Building $94,880 | $337,440 Land $52,800 Building $284,640 |
| 2024 | $5,582.00 | ||
| 2022 | Additional exemption filed | $92,540 Land $13,880 Building $78,660 | $277,620 Land $41,640 Building $235,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 481 Terry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 481 Terry Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA serves 11,129 people · EPA ID IL1330050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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