481 Territory Ln, Johnstown, CO 80534 Property Records

Weld County property record for 481 Territory Ln, Johnstown, CO 80534

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,708 sqft · built 2013
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$379,000 (Sep 2019)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1.05-90-8-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.05-90-8-E+-11`
Alternative APNs	`1059-08-1-09-013` `R1831402`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,708 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,422 sqft
Basement Area	1,422 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	432 sqft
Porch	Slab
Porch Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1831402
Street Address	481 TERRITORY LN
City	JOHNSTOWN
State	CO
Zip	80534-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOH 1JOHF L13 BLK6 JOHNSTOWN FARMS FG #1
Legal Range	67W
Legal Township	4N
Legal Section	8
Legal Subdivision	JOHNSTOWN FARMS FG#1
Legal Block	6
Legal Lot Number	13
Jurisdiction	WELD CO
Township / Civil Division	JOHNSTOWN-MILLIKEN
Census Block Group	2
Census Block	2014
Census Tract	2108

Owner

481 Territory Ln is owned by a company that acquired it in September 2022.

Source: Weld County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit NORTHERN COLORADO CU
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit NORTHERN COLORADO CU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit NORTHERN COLORADO CU
Jul 25, 2025	Warranty Deed, Transfer
Apr 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Sep 19, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Feb 18, 2014 · Amount on File
Deed Document Number	20194524864
Last Transfer Date	Sep 1, 2022
Transfer Doc	0004854540
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004715068
Date	May 13, 2021
Instrument	4715068

Lender

Name	NORTHERN COLORADO CU
Type	Credit Union
Address	GREELEY, CO 80631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004752433
Date	Sep 2, 2021
Instrument	4752433

Lender

Name	NORTHERN COLORADO CU
Type	Credit Union
Address	WESTMINSTER, CO 80031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	236 Months
Due	May 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835

Mortgage

Document Number	0004761351
Date	Sep 29, 2021
Instrument	4761351

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005073403
Date	Dec 19, 2025
Instrument	5073403

Lender

Name	NORTHERN COLORADO CU
Type	Credit Union
Address	GREELEY, CO 80631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Dec 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jul 25, 2025
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Document Number	0005043297
Instrument Date	Jun 25, 2025
Instrument	5043297
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004392772
Date	Apr 23, 2018
Instrument	4392772

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004476412
Date	Mar 27, 2019
Instrument	4476412

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Sep 19, 2019
Property Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835
Document Number	0004524864
Instrument Date	Sep 18, 2019
Instrument	4524864
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	481 TERRITORY LN, JOHNSTOWN, CO 80534-7835

Mortgage

Document Number	0004524866
Date	Sep 19, 2019
Instrument	4524866

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 481 Territory Ln was $3,275, up 12% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Johnstown Town
Unified School District	Johnstown-Milliken School District RE-5J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,960 (-2.06%) Land $6,920 Building $24,040	$505,848 (-) Land $113,000 Building $392,848
2025	$3,275.00 (+11.97%)	$31,610 Land $7,060 Building $24,550	$505,848 Land $113,000 Building $392,848
2024	$2,925.00 (+6.44%)
2023	$2,748.00	$33,570 Land $5,750 Building $27,820	$496,268 Land $85,000 Building $411,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Territory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 481 Territory Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JOHNSTOWN serves 27,295 people · EPA ID CO0162418
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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