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481 Tanner Rd, Boone, NC 28607 Property Records

Watauga County property record for 481 Tanner Rd, Boone, NC 28607 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,680 sqft · built 1997
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Tax Bill$1,102 (2025)
Deeds & MortgagesAug 2023 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN2922-63-6838-000

Property Details

APN / Parcel Number

Primary APN2922-63-6838-000
Alternative APN
  • 1345669

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Finished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
PorchPorch
Porch Area265 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1345669
Street Address481 TANNER RD
CityBOONE
StateNC
Zip28607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCASTLE FORD RD AREA
JurisdictionWATAUGA NC
Township / Civil DivisionMEAT CAMP
Census Block Group3
Census Block3001
Census Tract920100

Owner

Source: Watauga County records · APN 2922-63-6838-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1763, BOONE, NC 28607-0686
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Mar 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address481 TANNER RD, BOONE, NC 28607
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 TANNER RD, BOONE, NC 28607

Mortgage

Document Number0023440601
DateAug 01, 2023
Book Page2344/601
Instrument733269
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address481 TANNER RD, BOONE, NC 28607
Document Number0019640593
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address481 TANNER RD BOONE NC 28607, BOONE, NC 28607

Mortgage

Document Number0019640593
DateMar 20, 2018
Book Page001964/000593
Instrument667085
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,102.00$268,200 (-) Land $18,400 Building $249,800
2024$268,200 Land $18,400 Building $249,800
2023$268,200 Land $18,400 Building $249,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899201003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims14 (1996–2024)
Claims Outside the SFHA1 of 14
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Loretto Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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