Cuyahoga County property record for 481 Taft Ave, Bedford, OH 44146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,072 sqft · built 1992 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,667 (Feb 2014) |
| Tax Bill | $4,394 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 813-25-036 |
| Primary APN | 813-25-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 1,224 sqft |
| 2nd Floor Area | 848 sqft |
| Basement Area | 796 sqft |
| Finished Basement | 796 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 481 TAFT AVE |
|---|---|
| City | BEDFORD |
| State | OH |
| Zip | 44146-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 37 CLEARVHTS &S/L96 WP 122.83FT EP 0095 |
| Legal Subdivision | CLEARVHTS |
| Legal Lot Number | 95 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 132200 |
481 Taft Ave is owned and occupied by an individual who bought it in February 2014.
Source: Cuyahoga County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Feb 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 24, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2014 · Amount on File |
| Deed Sale | Feb 10, 2014 · Amount on File |
| Prior Sale | Jul 2, 1998 · Amount on File |
| Deed Document Number | 2014238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Document Number | 0000000851 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 202201140851 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 278 Months |
| Due | Mar 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | KINGDOM TITLE SOLUTIONS INC, KINGDOM TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Document Number | 0000000409 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 202302080409 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | ENT |
| Name | Verified Name |
|---|---|
| Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Document Number | 0000000593 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 202511120593 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Document Number | 0000000167 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 202510300167 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 481 TAFT AVE, BEDFORD, OH 44146-3831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000000415 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 202507240415 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Jul 18, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 481 Taft Ave was $4,394, up 8.2% from the year before.
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Bedford City |
| Unified School District | Bedford City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,394.00 (+8.17%) | $56,000 (-) Land $9,870 Building $46,130 | $160,000 (-) Land $28,200 Building $131,800 |
| 2024 | $4,062.00 (+28.75%) | $56,000 (+62.55%) Land $9,870 Building $46,130 | $160,000 Land $28,200 Building $131,800 |
| 2023 | $3,155.00 (+12.76%) | $34,450 (-) Land $7,320 Building $27,130 | |
| 2022 | $2,798.00 | $34,450 Land $7,320 Building $27,130 | |
| 2021 | $98,400 Land $20,900 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Taft Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 481 Taft Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003 |
|---|---|
| Water Source | Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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