481 Summerset Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 481 Summerset Dr, Saint Johns, FL 32259 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,864 sqft · built 2005
Lot Size	1.38 acres (60,112 sqft)
Owner	Company Name on File
Last Sale	$512,500 (Dec 2013)
Tax Bill	$7,070 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001171-1100`

Property Details

APN / Parcel Number

Primary APN	`001171-1100`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	1 Story
Building Area	3,864 sqft Living Area
Gross Area	4,726 sqft
1st Floor Area	3,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,112 sqft (1.38 acres)
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Finished/Open Porch
Porch Area	474 sqft
Deck Area	Deck Area
Patio Area	796 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	481 SUMMERSET DR
City	SAINT JOHNS
State	FL
Zip	32259-8891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46/78-89 BARTRAM PLANTATION PHASE 2 LOT 110 OR3821/1151 & 5028/408(Q/C)
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BARTRAM PLANTATION PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	110
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: St. Johns County records · APN 001171-1100

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	481 SUMMERSET DR, SAINT JOHNS, FL 32259-8891
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2013 · Amount on Record
Deed Sale	Dec 05, 2013 · Amount on Record
Prior Sale	Apr 03, 2006 · Amount on Record
Deed Document Number	201379076
Deed Book / Page	3821 / 1151
Last Transfer Date	Aug 27, 2020
Transfer Doc	0050280408
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	481 SUMMERSET DR, SAINT JOHNS, FL 32259-8891
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050021319
Date	Jul 30, 2020
Book Page	5002/1319
Instrument	2020061988

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 28, 2020
Property Address	481 SUMMERSET DR, SAINT JOHNS, FL 32259-8891
Document Number	0050280408
Book / Page	005028 / 000408
Instrument Date	Aug 27, 2020
Instrument	72735
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	481 SUMMERSET DR ST JOHNS FL 322598891, ST JOHNS, FL 32259-8891

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,437 (+2.7%)	$791,252 (-1.1%) Land $205,000 Building $586,252
2025	$7,070.00 (+11.76%) Homeowner's exemption	$538,887 (+5.99%)	$800,081 (+2.7%) Land $220,000 Building $580,081
2024	$6,326.00 (+1.9%)
2023	$6,208.00 (+2.61%) Homeowner's exemption	$508,447 (+3%)	$779,064 (+4.58%) Land $200,000 Building $579,064
2022	$6,050.00 Homeowner's exemption	$493,638	$744,973 Land $179,200 Building $565,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 189 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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