481 Strait Ln, Waxahachie, TX 75165 Property Records

Ellis County property record for 481 Strait Ln, Waxahachie, TX 75165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 2020
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,100 (Feb 2020)
Tax Bill	$6,466 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R278574`

Property Details

APN / Parcel Number

Primary APN	`R278574`
Alternative APNs	`90465604001700112` `278574`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	1,982 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	481 STRAIT LN
City	WAXAHACHIE
State	TX
Zip	75165-1679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 40 HAVEN PH 1 .193 AC
Legal Subdivision	HAVEN PH 1
Legal Block	40
Legal Lot Number	17
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2000
Census Tract	60212

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 STRAIT LN, WAXAHACHIE, TX 75165-1679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 27, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage AMSW LNDG
Feb 19, 2020	Grant Deed, Construction Loan · Construction Mortgage HAPPY STS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	20205506
Last Transfer Date	Aug 21, 2020
Transfer Doc	0000030272
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	481 STRAIT LN, WAXAHACHIE, TX 75165-1679
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 STRAIT LN, WAXAHACHIE, TX 75165-1679

Mortgage

Document Number	0002410003
Date	Apr 3, 2024
Instrument	2410003

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Sep 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	481 STRAIT LN, WAXAHACHIE, TX 75165-1679
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 STRAIT LN, WAXAHACHIE, TX 75165-1679

Mortgage

Document Number	0002320945
Date	Jul 20, 2023
Instrument	2320945

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Sep 1, 2050

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 27, 2020
Property Address	481 STRAIT LN, WAXAHACHIE, TX 75165-1679
Document Number	0000030272
Instrument Date	Aug 21, 2020
Instrument	30272
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 STRAIT LN WAXAHACHIE TX 75165, WAXAHACHIE, TX 75165

Mortgage

Document Number	30273
Date	Aug 27, 2020
Instrument	30273

Lender

Name	AMSW LNDG
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 19, 2020
Property Address	481 STRAIT LN, WAXAHACHIE, TX 75165-1679
Document Number	0000005506
Instrument Date	Feb 13, 2020
Instrument	5506
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 CENTURY WAY #100 RED OAK TX 751544441, 100, RED OAK, TX 75154-4441
Investor	Possibly a Property Investor

Mortgage

Document Number	5507
Date	Feb 19, 2020
Instrument	5507

Lender

Name	HAPPY STS BK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Waxahachie City
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,601 (-7.49%) Land $90,000 Building $272,601	$362,601 (-7.49%) Land $90,000 Building $272,601
2025	$6,466.00 (-6.96%) Homeowner's exemption	$391,939 (-10.12%) Land $70,000 Building $321,939	$391,939 (-10.12%) Land $70,000 Building $321,939
2024	$6,950.00 (+9.83%)
2023	$6,328.00 Homeowner's exemption	$436,045 Land $70,000 Building $366,045	$436,045 Land $70,000 Building $366,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAXAHACHIE serves 50,814 people · EPA ID TX0700008
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
fiberfly Fixed Wireless	100 / 30

May also be available: Rise Broadband, T-Mobile, Verizon.

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