481 State Rte 193 S, Jefferson, OH 44047 Property Records

Ashtabula County property record for 481 State Rte 193 S, Jefferson, OH 44047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1969
Lot Size	5.13 acres (223,768 sqft)
Owner	Individual Name on Record
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-012-00-003-00`

Property Details

APN / Parcel Number

Primary APN	`14-012-00-003-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,064 sqft
Attic	Attic
Attic Area	152 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	223,768 sqft (5.13 acres)
Terrain	Low
Garage Type	Attached
Garage Area	974 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	348 sqft
Patio Area	152 sqft
Shed	1 Shed
Shed Area	1 sqft
Canopy	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	481 STATE ROUTE 193 S
City	JEFFERSON
State	OH
Zip	44047-8496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 12--1 S
Legal Subdivision	DENMARK
Legal Lot Number	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	DENMARK
Census Block Group	3
Census Block	3042
Census Tract	1201

Owner

Source: Ashtabula County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 16, 2026	Deed of Trust, Mortgage · Line of Credit E HOME LOANS
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 18, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jan 16, 2019	Quit Claim Deed, Transfer · VA Mortgage LOW VA RATES LLC
Jul 13, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2019
Deed Sale	Jan 16, 2019
Prior Sale	Jun 22, 2015 · Amount on Record
Deed Document Number	2019511
Deed Book / Page	675 / 1912
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	0000000511
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Sep 22, 2026
Property Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496
Document Number	0000008926
Book / Page	880 / 2009
Instrument Date	Sep 15, 2026
Instrument	20268926
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496

Mortgage

Document Number	0000008926,
Date	Sep 22, 2026
Book Page	880/2009
Instrument	20268926

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Oct 16, 2026
Property Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496
Document Number	0000009866
Book / Page	883 / 38
Instrument Date	Apr 3, 2025
Instrument	20269866
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496

Mortgage

Document Number	0000009866,
Date	Oct 16, 2026
Book Page	883/38
Instrument	20269866

Lender

Name	E HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2055

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006717
Date	Jun 3, 2021
Book Page	740/2636
Instrument	202100006717

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496
Document Number	0000001986
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 STATE ROUTE 193 S JEFFERSON OH 440478496, JEFFERSON, OH 44047-8496

Mortgage

Document Number	0000001986
Date	Mar 2, 2020
Book Page	000703/001139
Instrument	1986

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jan 16, 2019
Property Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496
Document Number	0000000511
Book / Page	000675 / 001912
Instrument Date	Dec 21, 2018
Instrument	511
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 STATE ROUTE 193 S JEFFERSON OH 440478496, JEFFERSON, OH 44047-8496

Mortgage

Document Number	512
Date	Jan 16, 2019
Book Page	000675/001915
Instrument	512

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	481 STATE ROUTE 193 S, JEFFERSON, OH 44047-8496
Document Number	0000008882
Book / Page	000643 / 002152
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	LENDERS TITLE SOLUTIONS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 STATE ROUTE 193 S JEFFERSON OH 440478496, JEFFERSON, OH 44047-8496

Mortgage

Document Number	0000008882
Date	Sep 6, 2017
Book Page	000643/002152
Instrument	8882

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Denmark Township
Unified School District	Jefferson Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 (+97.69%)	$53,340 (-) Land $10,290 Building $43,050	$152,400 (-) Land $29,400 Building $123,000
2023	$2,034.00 (+28.09%) Homeowner's exemption	$53,340 (+37.9%) Land $10,290 Building $43,050	$152,400 (+37.92%) Land $29,400 Building $123,000
2022	$1,588.00 Homeowner's exemption	$38,680 Land $7,950 Building $30,730
2020			$110,500 Land $22,700 Building $87,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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