481 Sprout Brook Rd, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 481 Sprout Brook Rd, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,256 sqft · built 2015
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2019)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 83.10-2-15`

Property Details

APN / Parcel Number

Primary APN	`372689 83.10-2-15`
Alternative APNs	`268908301000020150000000` `140750`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,256 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	320 sqft
Upper Floors Area	320 sqft
Game Room	Game Room

Exterior

Year Built	Built 2015
Architectural Style	Cape Cod
Lot Area	60,113 sqft (1.38 acres)
Lot Dimensions	451 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	140750
Old Parcel Number	268908301000020150000000
Street Address	481 SPROUT BROOK RD
City	GARRISON
State	NY
Zip	10524-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND CV MAP 12 LOT 38
Legal Subdivision	CONTINENTAL VILLAGE
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1013
Census Tract	10800

Owner

481 Sprout Brook Rd is owned and occupied by an individual who bought it in August 2019.

Source: Putnam County and Philipstown Town records, as of February 23, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	481 SPROUT BROOK RD, GARRISON, NY 10524-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Mar 20, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 20, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2019 · Amount on File
Deed Sale	Aug 31, 2019 · Amount on File
Prior Sale	Mar 20, 2018 · Amount on File
Deed Document Number	0002123246
Deed Book / Page	2123 / 246
Prior Transfer Date	Aug 13, 2019
Prior Transfer Doc	12385-2019
Record Updated	Jun 7, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 13, 2019
Property Address	481 SPROUT BROOK RD, GARRISON, NY 10524-7405
Document Number	0021230246
Book / Page	002123 / 000246
Instrument Date	Aug 8, 2019
Instrument	12385
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	KENNETH PREGNO AGENCY LIMITED, KENNETH PREGNO AGCY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2126 45TH ST ASTORIA NY 111051302, ASTORIA, NY 11105-1302

Mortgage

Document Number	69490185
Date	Aug 13, 2019
Book Page	006949/000185
Instrument	12386

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

March 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 20, 2018
Property Address	481 SPROUT BROOK RD, GARRISON, NY 10524-7405
Document Number	0020730270
Book / Page	2073 / 270
Instrument Date	Feb 23, 2018
Instrument	1500766
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PRO NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 JUNIPER TRL, 15, MAHOPAC, NY 10541-3366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 THE BLVD APT A8, A8, COLD SPRING, NY 10516-3141

Mortgage

Document Number	0001600846
Date	Mar 20, 2018
Instrument	1600846

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 20, 2018
Property Address	481 SPROUT BROOK RD, GARRISON, NY 10524-7405
Document Number	0002070270
Book / Page	000207 / 000270
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount on Record
Tax	$1,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SPROUT BROOK RD PHILIPSTOWN NY 10516, PHILIPSTOWN, NY 10516

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$184,800 (-) Land $48,800 Building $136,000	$524,702 (+11.73%) Land $138,558 Building $386,144
2022	$184,800 Land $48,800 Building $136,000	$469,632 Land $124,015 Building $345,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Sprout Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Sprout Brook Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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