481 Silver Lake St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 481 Silver Lake St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,164 sqft · built 2022
Lot Size	0.413 acres (17,977 sqft)
Owner	2 Trust Names on Record
Last Sale	$375,000 (Oct 2022)
Tax Bill	$4,765 (2026)
Deeds & Mortgages	Aug 2026 Transfer Oct 2022 Sale & Mortgage + 1 more
APN	`ATHO M:00010 B:00139 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00010 B:00139 L:00000`
Alternative APN	`638`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,400 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,977 sqft (0.413 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	638
Street Address	481 SILVER LAKE ST
City	ATHOL
State	MA
Zip	01331-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	139
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2027
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	481 SILVER LAKE ST, ATHOL, MA 01331-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU
Apr 25, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	2022109018
Deed Book / Page	68315 / 396
Last Transfer Date	Jul 23, 2026
Transfer Doc	0000069202
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Aug 12, 2026
Property Address	481 SILVER LAKE ST, ATHOL, MA 01331-1225
Document Number	0000069202
Book / Page	74014 / 274
Instrument Date	Jul 23, 2026
Instrument	202669202
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SILVER LAKE ST, ATHOL, MA 01331-1225

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Oct 5, 2022
Property Address	481 SILVER LAKE ST, ATHOL, MA 01331-1225
Document Number	068315-396
Book / Page	68315 / 396
Instrument Date	Oct 5, 2022
Instrument	109018
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	481 SILVER LAKE ST, ATHOL, MA 01331-1225

Mortgage

Document Number	0000109019
Date	Oct 5, 2022
Instrument	109019

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2037
Max Rate At Change	2.5%
Index	Other

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Apr 25, 2022
Property Address	481 SILVER LAKE ST, ATHOL, MA 01331-1225
Document Number	067484-162
Book / Page	67484 / 162
Instrument Date	Apr 15, 2022
Instrument	44858
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 NASHUA RD, SHARON, NH 03458-7102

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,765.00 (-0.67%)	$376,100 (-0.34%) Land $53,600 Building $322,500	$399,285 (-)
2025	$4,797.00 (+10.15%)	$377,400 (+11.2%) Land $51,600 Building $325,800	$399,285 (-1.66%)
2024	$4,355.00 (+6.77%)	$339,400 (+16.83%) Land $51,600 Building $287,800	$406,030
2023	$4,079.00	$290,500 Land $37,400 Building $253,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Lake St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures