481 Settlemyre Rd, Oregonia, OH 45054 Property Records

Warren County property record for 481 Settlemyre Rd, Oregonia, OH 45054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,764 sqft · built 1945
Lot Size	10.8 acres (473,062 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Feb 2022)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-300-004-0`

Property Details

APN / Parcel Number

Primary APN	`14-29-300-004-0`
Alternative APNs	`1429300004` `8505767`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,764 sqft Living Area
1st Floor Area	1,452 sqft
Attic Area	302 sqft
Basement Area	302 sqft
Finished Basement	302 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Stone
Foundation Type	Concrete
Lot Area	473,062 sqft (10.8 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	526 sqft
Storage Building	1,160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8505767
Old Parcel Number	1429300004
Street Address	481 SETTLEMYRE RD
City	OREGONIA
State	OH
Zip	45054-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS-828 10.8600 AC.
Legal Subdivision	MS-828
Legal Block	300
Jurisdiction	WARREN OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2018
Census Tract	31100

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	481 SETTLEMYRE RD, OREGONIA, OH 45054-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Sep 16, 2020
Deed Document Number	0001281673
Deed Book / Page	1281 / 673
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 16, 2022
Property Address	481 SETTLEMYRE RD, OREGONIA, OH 45054-9712
Document Number	0000005732
Instrument Date	Feb 11, 2022
Instrument	2022-005732
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	481 SETTLEMYRE RD, OREGONIA, OH 45054-9712

Mortgage

Document Number	0000005733
Date	Feb 16, 2022
Instrument	2022-005733

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Sep 16, 2020
Property Address	481 SETTLEMYRE RD, OREGONIA, OH 45054-9712
Document Number	0000035828
Instrument Date	Sep 8, 2020
Instrument	35828
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	481 SETTLEMYRE RD OREGONIA OH 450549712, OREGONIA, OH 45054-9712
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	481 SETTLEMYRE RD, OREGONIA, OH 45054-9712
Document Number	0000007012
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 SETTLEMYRE RD OREGONIA OH 450549712, OREGONIA, OH 45054-9712

Mortgage

Document Number	0000007012
Date	Mar 2, 2020
Instrument	7012

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Washington Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,596.00 (+25.7%)	$170,716 (+30.32%) Land $83,118 Building $87,598	$487,760 (+30.32%) Land $237,480 Building $250,280
2023	$4,452.00 (-0.54%) Homeowner's exemption	$131,002 (-) Land $53,211 Building $77,791
2022	$4,476.00 Homeowner's exemption	$131,002 Land $53,211 Building $77,791	$374,290 (-) Land $152,030 Building $222,260
2021			$374,290 Land $152,030 Building $222,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2008)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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