Island County property record for 481 SE Ely St, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,965 sqft · built 1920 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,051 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | R13202-446-1360 |
| Primary APN | R13202-446-1360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,965 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Mixed |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Storage Building | 1,008 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 12211 |
|---|---|
| Street Address | 481 SE ELY ST |
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OH |
| Legal Description | LOT 2 OH-SP BND 1-001.13202.446-0680, .446-1360, .423-0840, .411-1360, .397-0900, .378-0361, .379-0670 & .376-1090 V3 SP 435- |
| Legal Range | 01 |
| Legal Township | 32 |
| Legal Section | 02 |
| Legal Subdivision | BND 01-001 |
| Legal Lot Number | 2 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970700 |
Source: Island County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 SE ELY ST, OAK HARBOR, WA 98277-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Island County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Municipality | Oak Harbor City |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480,930 (+0.98%) Land $190,000 Building $290,930 | $480,930 (+0.98%) Land $190,000 Building $290,930 | |
| 2023 | $4,051.00 | $476,273 (+5.41%) Land $180,000 Building $296,273 | $476,273 (+5.41%) Land $180,000 Building $296,273 |
| 2022 | $451,836 Land $180,000 Building $271,836 | $451,836 Land $180,000 Building $271,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650 |
|---|---|
| Water Source | Purchased surface water from CITY OF ANACORTES |
| Last State Inspection | Jul 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, Ziply Fiber.
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