481 Sapling Ter, Saint Johns, FL 32259 Property Records

St. Johns County property record for 481 Sapling Ter, Saint Johns, FL 32259 · Last verified April 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size10,890 sqft (0.25 acres)
Tax Bill$2,222.00 (2025)

Property Details

APN / Parcel Number

Primary APN000690-2450

Exterior

Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Street Address481 SAPLING TER
CitySAINT JOHNS
StateFL
Zip32259-8565
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal Description122/28-37 BARTRAM RANCH PHASE 5 LOT 245
Legal Block1
Legal Lot Number245
JurisdictionST JOHNS FL
Minor Civil DivisionFRUIT COVE
Census Blockgroup1
Census Block1005
Census Tract20807

Owner

Source: St. Johns County records · APN 000690-2450

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1140 VIRGINIA DR, FT WASHINGTON, PA 19034-3204
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

July 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 20, 2026
Property Address481 SAPLING TER, SAINT JOHNS, FL 32259-8565
Document Number0000061716
Book / Page6404 / 710
Instrument DateJul 16, 2026
Instrument202661716
Record UpdatedAug 03, 2026
Title CompanyWESTMINSTER ABSTRACT COMPANY, WESTMINSTER ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$535,263.64
Amount AccuracyCalculated from Tax (Full/Partial Unknown)

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 SAPLING TER, SAINT JOHNS, FL 32259-8565

Mortgage

Document Number0000061717,
DateJul 20, 2026
Book Page6404/712
Instrument202661717
Lender
NameTOLL BROTHERS MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$181,500 (+1%) Land $181,500$195,000 (+18.18%) Land $195,000
2025$2,222.00 (+153.36%)$165,000$165,000 Land $165,000
2024$877.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 365 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sapling Ter

Nearby Streets

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