481 Sandystone Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 481 Sandystone Cir, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,376 sqft · built 2005
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (May 2021)
Tax Bill	$11,545 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 078.16-1-71`

Property Details

APN / Parcel Number

Primary APN	`265489 078.16-1-71`
Alternative APNs	`54890781600001071000` `07816147`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	1,040 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	178 ft deep x 284 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07816147
Street Address	481 SANDYSTONE CIR
City	WEBSTER
State	NY
Zip	14580-1779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L9 T14 R7 GORE TRACT SANDYSTONE WOOD SUB LOT 123 298-14
Legal Subdivision	SANDYSTONE WOOD SUBDIVISION
Legal Block	1
Legal Lot Number	71.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3000
Census Tract	11207

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 SANDYSTONE CIR, WEBSTER, NY 14580-1779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jun 13, 2005 · Amount on Record
Deed Document Number	2021515
Deed Book / Page	12507 / 196
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 26, 2026
Property Address	481 SANDYSTONE CIR, WEBSTER, NY 14580-1779
Document Number	0003458446
Book / Page	31419 / 62
Instrument Date	Aug 11, 2026
Instrument	20263458446
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SANDYSTONE CIR, WEBSTER, NY 14580-1779

Mortgage

Document Number	0003458446,
Date	Aug 26, 2026
Book Page	31419/62
Instrument	20263458446

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	481 SANDYSTONE CIR, WEBSTER, NY 14580-1779
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000355
Date	Feb 8, 2017
Book Page	27022/089
Instrument	201702080355

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 28, 2021
Property Address	481 SANDYSTONE CIR, WEBSTER, NY 14580-1779
Document Number	0000000515
Book / Page	12507 / 196
Map Reference	LB 298 PG 14
Instrument Date	May 24, 2021
Instrument	202105280515
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 SANDYSTONE CIR, 481, WEBSTER, NY 14580-1779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SANDYSTONE CIR, WEBSTER, NY 14580-1779

Mortgage

Document Number	0000000516
Date	May 28, 2021
Book Page	29237/380
Instrument	202105280516

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,545.00 (+1.1%)
2025	$11,419.00 (+10.91%)	$239,500 (-) Land $29,900 Building $209,600	$499,000 (+20.85%) Land $62,297 Building $436,703
2023		$239,500 (-) Land $29,900 Building $209,600	$412,900 (+10.34%) Land $51,548 Building $361,352
2022		$239,500 Land $29,900 Building $209,600	$374,200 Land $46,716 Building $327,484
2021	$10,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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