481 Saint Andrews Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 481 Saint Andrews Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,496 sqft · built 1964
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,181,000 (Apr 2017)
Tax Bill	$17,110 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-201-07`

Property Details

APN / Parcel Number

Primary APN	`053-201-07`
Alternative APN	`053-201-07-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,496 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
Terrain	Steep
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	481 SAINT ANDREWS DR
City	APTOS
State	CA
Zip	95003-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	COUNTRY CLUB PARK
Legal Lot Number	169
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 SAINT ANDREWS DR, APTOS, CA 95003-5420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Grant Deed, Transfer MCKENRY ENTS LLC
Apr 24, 2017	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/CA
Apr 24, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	201713450
Last Transfer Date	Dec 19, 2017
Transfer Doc	0000043249
Record Updated	Sep 20, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 20, 2017
Property Address	481 SAINT ANDREWS DR, APTOS, CA 95003-5420
Document Number	0000043249
Instrument Date	Dec 19, 2017
Instrument	43249
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Amount	Amount Recorded
Tax	$434.50
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	481 SAINT ANDREWS DR APTOS CA 950035420, APTOS, CA 95003-5420

Mortgage

Document Number	43250
Date	Dec 20, 2017
Instrument	43250

Lender

Name	MCKENRY ENTS LLC
Address	481 SAINT ANDREWS DR, APTOS, CA 95003-5420

Agreement

Amount	Amount Recorded

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 24, 2017
Property Address	481 SAINT ANDREWS DR, APTOS, CA 95003-5420
Document Number	0000013449
Instrument Date	Apr 24, 2017
Instrument	13449
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CLELAND AVE LOS GATOS CA 950307003, LOS GATOS, CA 95030-7003

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 24, 2017
Property Address	481 SAINT ANDREWS DR, APTOS, CA 95003-5420
Document Number	0000013450
Instrument Date	Apr 20, 2017
Instrument	13450
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Tax	$1,299.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	481 SAINT ANDREWS DR APTOS CA 950035420, APTOS, CA 95003-5420

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,370,652 (-) Land $822,391 Building $548,261
2025	$17,110.00 (+9.7%)	$1,370,652 (+4.04%) Land $822,391 Building $548,261
2023	$15,597.00 (+2.07%)	$1,317,428 Land $790,457 Building $526,971	$1,399,860
2022	$15,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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