481 S Williams St, Denver, CO 80209 Property Records

Denver City property record for 481 S Williams St, Denver, CO 80209

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,088 sqft · built 2012
Lot Size	0.107 acres (4,680 sqft)
Owner	2 Individual Names on File
Last Sale	$2,492,500 (Oct 2024)
Tax Bill	$11,431 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jul 2017 Line of Credit + 2 more
APN	`05141-10-017-000`

Property Details

APN / Parcel Number

Primary APN	`05141-10-017-000`
Alternative APNs	`680414110017` `161320101`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,088 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	1,396 sqft
Basement Area	1,407 sqft
Finished Basement	1,296 sqft
Unfinished Basement	111 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	4,680 sqft (0.107 acres)
Garage Type	Detached
Garage Area	484 sqft
Porch	Open Frame Porch
Porch Area	51 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	481 S WILLIAMS ST
City	DENVER
State	CO
Zip	80209-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-SU-C
Legal Description	L 29 & N1/2 OF L 28 BLK 10 BROADWAY HTS 2ND FLG
Legal Subdivision	BROADWAY HTS 2ND
Legal Block	10
Legal Lot Number	29,28
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2019
Census Tract	3401

Owner

481 S Williams St is owned and occupied by two individuals who bought it in October 2024.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 S WILLIAMS ST, DENVER, CO 80209-2638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 27, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on File
Deed Sale	Oct 2, 2024 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	202491903
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Oct 2, 2024
Property Address	481 S WILLIAMS ST, DENVER, CO 80209-2638
Document Number	0000091903
Instrument Date	Oct 1, 2024
Instrument	2024091903
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	481 S WILLIAMS ST, DENVER, CO 80209-2638

Mortgage

Document Number	0000091905
Date	Oct 2, 2024
Instrument	2024091905

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	481 S WILLIAMS ST, DENVER, CO 80209-2638
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098602
Date	Jul 28, 2017
Instrument	2017098602

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jul 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 27, 2020
Property Address	481 S WILLIAMS ST, DENVER, CO 80209-2638
Document Number	0000056828
Instrument Date	Apr 24, 2020
Instrument	2020056828
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 S WILLIAMS ST, 481, DENVER, CO 80209-2638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	481 S WILLIAMS ST, DENVER, CO 80209-2638

Mortgage

Document Number	0000056829
Date	Apr 27, 2020
Instrument	2020056829

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	481 S WILLIAMS ST, DENVER, CO 80209-2638
Document Number	0000017359
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 S WILLIAMS ST DENVER CO 802092638, DENVER, CO 80209-2638

Mortgage

Document Number	0000017359
Date	Feb 10, 2020
Instrument	17359

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 481 S Williams St was $11,431.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,431.00	$149,430 Land $72,440 Building $72,440	$2,119,500 Land $1,027,500 Building $1,092,000
2023	$10,804.00	$139,440 (+32.25%) Land $46,800 Building $92,640	$2,136,200 (+40.81%) Land $753,500 Building $1,382,700
2022		$105,440 Land $44,430 Building $61,010	$1,517,100 Land $639,300 Building $877,800
2021	$8,093.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 481 S Williams St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 481 S Williams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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