Shelby County property record for 481 S Holmes St, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1938 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,000 (Jun 2023) |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-5107-0-0005 |
| Primary APN | 04-5107-0-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,700 sqft (0.269 acres) |
| Lot Dimensions | 195 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 403 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 481 S HOLMES ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-8202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | WS HOLMES |
| Legal Subdivision | COUNTRY CLUB |
| Legal Lot Number | PT151 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 7200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Buntyn Historic District (Additional Documentation) listed 1995 · 599 contributing resources · NRIS 95001332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 6, 2023 | Intrafamily Transfer, Transfer |
| Jun 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL BANK & TRUST OF PA |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jan 5, 2018 | Warranty Deed, Transfer · Conventional with PMI LEADERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2023 · Amount on Record |
| Deed Sale | Jun 11, 2023 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 202346695 |
| Last Transfer Date | Jul 24, 2023 |
| Transfer Doc | 0000103586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Dec 6, 2023 |
| Property Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Document Number | 0023103586 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 23103586 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 11, 2023 |
| Property Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Document Number | 0023046695 |
| Instrument Date | May 25, 2023 |
| Instrument | 23046695 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,069.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Document Number | 0023046696 |
|---|---|
| Date | Jun 11, 2023 |
| Instrument | 23046696 |
| Name | COMMERCIAL BANK & TRUST OF PA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 27, 2021 |
| Property Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Document Number | 0021064548 |
| Instrument Date | May 20, 2021 |
| Instrument | 21064548 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Document Number | 0021064549 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 21064549 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 5, 2018 |
| Property Address | 481 S HOLMES ST, MEMPHIS, TN 38111-8202 |
| Document Number | 0000001942 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 1942 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 S HOLMES ST MEMPHIS TN 381118202, MEMPHIS, TN 38111-8202 |
| Document Number | 1943 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 1943 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,887.00 (-39.23%) | $70,175 (+37.67%) Land $12,500 Building $57,675 | $280,700 (+37.67%) Land $50,000 Building $230,700 |
| 2023 | $50,975 Land $9,075 Building $41,900 | ||
| 2022 | $3,105.00 | ||
| 2021 | $203,900 Land $36,300 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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