481 S 1st Rd, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 481 S 1st Rd, Hammonton, NJ 08037

Property Summary

Property TypeSingle Family Home
Details1,988 sqft · built 1940
Lot Size0.541 acres (23,548 sqft)
Owner2 Individual Names on Record
Last Sale$212,000 (Nov 2020)
Tax Bill$6,944 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-03716-0000-00020

Property Details

APN / Parcel Number

Primary APN13-03716-0000-00020
Alternative APN
  • 1303714000000020

Interior

Stories1 Story
Building Area1,988 sqft Living Area
1st Floor Area1,988 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area23,548 sqft (0.541 acres)
Lot Dimensions203 ft deep x 116 ft wide
Garage TypeAttached

Location & Zoning

Old Parcel Number1303714000000020
Street Address481 S 1ST RD
CityHAMMONTON
StateNJ
Zip08037-8404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionADDITIONAL LOTS: B142L16
Legal Block3716
Legal Lot Number20
JurisdictionATLANTIC NJ
Township / Civil DivisionHAMMONTON
Census Block Group2
Census Block2003
Census Tract11000

Owner

Source: Atlantic County and Hammonton Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address481 S 1ST RD, HAMMONTON, NJ 08037-8404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 16, 2020Grant Deed, Transfer · FHA Mortgage
BENCHMARK LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleJun 16, 2003
Deed Document Number202058649
Prior Transfer DateAug 28, 2007
Prior Transfer Doc2007079656
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Recording DateJun 3, 2026
Property Address481 S 1ST RD, HAMMONTON, NJ 08037-8404
Document Number0000024272
Instrument DateMay 1, 2026
Instrument202624272
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 S 1ST RD, HAMMONTON, NJ 08037-8404

Mortgage

Document Number0000024272,
DateJun 3, 2026
Instrument202624272
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeAdjustable Rate
Rate5.77%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address481 S 1ST RD, HAMMONTON, NJ 08037-8404
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005813
DateFeb 14, 2022
Instrument2022005813
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueDec 1, 2041

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateNov 16, 2020
Property Address481 S 1ST RD, HAMMONTON, NJ 08037-8404
Document Number0000058649
Instrument DateOct 15, 2020
Instrument58649
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyEQUITY PLUS LAND TRANSFER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address481 S 1ST RD HAMMONTON NJ 080378404, HAMMONTON, NJ 08037-8404

Mortgage

Document Number58650
DateNov 16, 2020
Instrument58650
Lender
NameBENCHMARK LNDG
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2050

Tax Assessment & Valuation

Source: Atlantic County and Hammonton Town assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityHammonton Town
Unified School DistrictHammonton Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,500 (-) Land $64,400 Building $182,100$246,500 (-) Land $64,400 Building $182,100
2025$6,944.00 (+2.36%)$246,500 (-) Land $64,400 Building $182,100$246,500 (-) Land $64,400 Building $182,100
2024$6,784.00 (+1.07%)
2023$246,500 Land $64,400 Building $182,100$246,500 Land $64,400 Building $182,100
2022$6,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMar 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMONTON WATER DEPT
serves 12,153 people · EPA ID NJ0113001
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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