481 Riverside Dr, Fairfield, CT 06824 Property Records

Fairfield Town property record for 481 Riverside Dr, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,075 sqft · built 1948
Lot Size	0.35 acres (15,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,149,000 (Aug 2025)
Tax Bill	$14,645 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:130 B:46`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:130 B:46`
Alternative APNs	`FFLD M:130 B:46` `M:130 L:046 X` `17407`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,952 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,250 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17407
Street Address	481 RIVERSIDE DR
City	FAIRFIELD
State	CT
Zip	06824-6962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	46
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2001
Census Tract	61500

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 RIVERSIDE DR, FAIRFIELD, CT 06824-6962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · ARM CENTREVILLE BANK
Aug 13, 2025	Warranty Deed, Transfer · Line of Credit ORIGINPOINT LLC
Dec 27, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	20254069
Deed Book / Page	6636 / 335
Prior Transfer Date	Dec 23, 2023
Prior Transfer Doc	006472-190
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	481 RIVERSIDE DR, FAIRFIELD, CT 06824-6962
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00006470-8
Date	Dec 15, 2023
Book Page	6470/8
Instrument	2023-6061

Lender

Name	CENTREVILLE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Type Change Date	Jan 1, 2031
Index	1-Year CMT

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Aug 13, 2025
Property Address	481 RIVERSIDE DR, FAIRFIELD, CT 06824-6962
Document Number	006636-335
Book / Page	6636 / 335
Instrument Date	Aug 12, 2025
Instrument	2025-4069
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 RIVERSIDE DR, FAIRFIELD, CT 06824-6962

Mortgage

Document Number	0020254070
Date	Aug 13, 2025
Instrument	2025-4070

Lender

Name	ORIGINPOINT LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Dec 27, 2023
Property Address	481 RIVERSIDE DR, FAIRFIELD, CT 06824-6962
Document Number	006472-190
Book / Page	6472 / 190
Instrument Date	Dec 23, 2023
Instrument	2023-6218
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Oct 11, 2023
Property Address	481 RIVERSIDE DR, FAIRFIELD, CT 06824-6962
Document Number	00006455-3
Book / Page	6455 / 3
Instrument Date	Oct 5, 2023
Instrument	2023-4918
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 OLD DAM RD, FAIRFIELD, CT 06824-6385

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,645.00 (+44.5%)	$763,140 (+113.76%) Land $660,590 Building $102,550	$1,073,199 (+329.45%)
2025	$10,135.00	$357,000 (-) Land $319,340 Building $37,660	$249,900 Land $223,538 Building $26,362
2024	$10,135.00 (+3.2%)
2023	$9,821.00	$357,000 Land $319,340 Building $37,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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