481 River Rd, Saint George (Tenants Harbor), ME 04860 Property Records

Knox County and St. George Town property record for 481 River Rd, Saint George, ME 04860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1958
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$196,250 (May 2024)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STGE M:224 L:050`

Property Details

APN / Parcel Number

Primary APN	`STGE M:224 L:050`
Alternative APN	`1530`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	984 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	63,598 sqft (1.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1530
Street Address	481 RIVER RD
City	SAINT GEORGE
State	ME
Zip	04860-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT ZO
Legal Subdivision	LORRAINE S HAYNES
Legal Lot Number	50
Jurisdiction	SAINT GEORGE ME
Township / Civil Division	ST. GEORGE
Census Block Group	3
Census Block	3007
Census Tract	970900

Owner

481 River Rd is owned by an individual who bought it in May 2024.

Source: Knox County and St. George Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	533 PORT CLYDE RD, TENANTS HARBOR, ME 04860-5819
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
Mar 16, 2022	Quit Claim Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 22, 2018	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jul 5, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on File
Deed Sale	May 1, 2024 · Amount on File
Prior Sale	Mar 16, 2022 · Amount on File
Deed Document Number	20242776
Deed Book / Page	6112 / 201
Prior Transfer Date	Nov 24, 2021
Prior Transfer Doc	0058710109
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT GEORGE ME
Recording Date	May 1, 2024
Property Address	481 RIVER RD, SAINT GEORGE, ME 04860-5057
Document Number	0061120201
Book / Page	6112 / 201
Instrument Date	Apr 30, 2024
Instrument	2024-2776
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 PORT CLYDE RD, TENANTS HARBOR, ME 04860-5819

Mortgage

Document Number	0020242777
Date	May 1, 2024
Instrument	2024-2777

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT GEORGE ME
Recording Date	Mar 16, 2022
Property Address	481 RIVER RD, SAINT GEORGE, ME 04860-5057
Document Number	0058710109
Book / Page	5871 / 109
Instrument Date	Nov 24, 2021
Instrument	2022-2321
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	101 F S DR, CAMBRIDGE, MD 21613

Mortgage

Document Number	0020222322
Date	Mar 16, 2022
Instrument	2022-2322

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT GEORGE ME
Property Address	481 RIVER RD, SAINT GEORGE, ME 04860-5057
Document Number	0053320001
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 RIVER RD ST GEORGE ME 048605057, ST GEORGE, ME 04860-5057

Mortgage

Document Number	0053320001
Date	Aug 28, 2018
Book Page	005332/000001
Instrument	8286

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT GEORGE ME
Recording Date	Jul 5, 2017
Property Address	481 RIVER RD, SAINT GEORGE, ME 04860-5057
Document Number	0051820258
Book / Page	005182 / 000258
Instrument Date	Jun 30, 2017
Instrument	5561
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 SOMERSET AVE CAMBRIDGE MD 216131205, CAMBRIDGE, MD 21613-1205

Mortgage

Document Number	51820260
Date	Jul 5, 2017
Book Page	005182/000260
Instrument	5562

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 481 River Rd was $2,002, up 8.5% from the year before.

Source: Knox County and St. George Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	St. George Town
Unified School District	St. George Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,002.00 (+8.45%)	$155,800 (-) Land $56,300 Building $99,500
2024	$1,846.00 (+6.77%)	$155,800 (-) Land $56,300 Building $99,500
2023	$1,729.00 (+9.85%)	$155,800 (-) Land $56,300 Building $99,500
2022	$1,574.00	$155,800 Land $56,300 Building $99,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 481 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2022–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storm And Flooding, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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