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481 River Rd, Arapahoe, NC 28510 Property Records

Pamlico County property record for 481 River Rd, Arapahoe, NC 28510

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,688 sqft · built 2009
Lot Size0.146 acres (6,360 sqft)
Owner2 Individual Names on Record
Last Sale$571,500 (Feb 2021)
Tax Bill$1,469 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNG101-29

Property Details

APN / Parcel Number

Primary APNG101-29
Alternative APNs
  • 6465531439000
  • 18230

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,688 sqft Finished Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,360 sqft (0.146 acres)
DrivewayDriveway

Exterior Amenities

PorchSlab
Porch Area264 sqft
Deck Area96 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number18230
Street Address481 RIVER RD
CityARAPAHOE
StateNC
Zip28510-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBACK SIDE 1304 0006049 6465531439000
JurisdictionPAMLICO NC
Township / Civil Division5
Census Block Group2
Census Block2006
Census Tract950203

Owner

Source: Pamlico County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address481 RIVER RD, ARAPAHOE, NC 28510-9708
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleOct 8, 2008 · Amount on Record
Deed Book / Page676 / 366
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAMLICO NC
Recording DateFeb 23, 2021
Property Address481 RIVER RD, ARAPAHOE, NC 28510-9708
Document Number000676/366
Book / Page676 / 366
Map ReferenceMB 522 PG 743
Instrument DateFeb 18, 2021
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,143.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4052 NC 306 HWY S, 4052, GRANTSBORO, NC 28529-9637

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 RIVER RD, ARAPAHOE, NC 28510-9708

Mortgage

Document Number0000676369
DateFeb 23, 2021
Instrument676/369
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPamlico County
Unified School DistrictPamlico County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,469.00 (-15.09%)$256,433 (-) Land $45,625 Building $210,808$256,433 (-) Land $45,625 Building $210,808
2023$1,730.00$256,433 Land $45,625 Building $210,808$256,433 Land $45,625 Building $210,808

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims33 (2003–2018)
Claims Outside the SFHA24 of 33
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 20 claims
  • Hurricane Irene, Aug 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAMLICO COUNTY WATER
serves 19,665 people · EPA ID NC0469025
Water SourceGroundwater
Last State InspectionNov 2024
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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