481 Ridgecrest Rd, Hardy, VA 24101 Property Records

Franklin County property record for 481 Ridgecrest Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,536 sqft · built 2010
Lot Size	11.1 acres (484,126 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2019)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005 00-072 05`

Property Details

APN / Parcel Number

Primary APN	`005 00-072 05`
Alternative APN	`37163`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Finished Basement	1,376 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	484,126 sqft (11.1 acres)
Terrain	Rolling
Garage Area	1,020 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Balcony Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	37163
Street Address	481 RIDGECREST RD
City	HARDY
State	VA
Zip	24101-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 838
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

481 Ridgecrest Rd is owned and occupied by an individual who bought it in October 2019.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	481 RIDGECREST RD, HARDY, VA 24101-6209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Deed Document Number	20196478
Deed Book / Page	1128 / 2309
Prior Transfer Date	Apr 4, 2008
Prior Transfer Doc	00093502446
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 11, 2019
Property Address	481 RIDGECREST RD, HARDY, VA 24101-6209
Document Number	0011282309
Book / Page	001128 / 002309
Instrument Date	Oct 8, 2019
Instrument	6478
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 KIDGE CREST RD HARDY VA 24101, HARDY, VA 24101

Mortgage

Document Number	11282311
Date	Oct 11, 2019
Book Page	001128/002311
Instrument	6479

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 481 Ridgecrest Rd was $1,673.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00	$389,100 Land $72,500 Building $316,600	$389,100 Land $72,500 Building $316,600
2023	$1,642.00	$269,200 (-) Land $65,500 Building $203,700	$269,200 (-) Land $65,500 Building $203,700
2022		$269,200 Land $65,500 Building $203,700	$269,200 Land $65,500 Building $203,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Ridgecrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Ridgecrest Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgecrest Rd

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