481 Ralph Moore Rd, Bear Creek, NC 27207 Property Records

Chatham County property record for 481 Ralph Moore Rd, Bear Creek, NC 27207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1979
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2023)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0012116`

Property Details

APN / Parcel Number

Primary APN	`0012116`
Alternative APN	`14961`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	1,336 sqft

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Lot Area	138,521 sqft (3.18 acres)
Garage Type	Attached
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	481 RALPH MOORE RD
City	BEAR CREEK
State	NC
Zip	27207-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	G7-39F AC 3.18
Legal Subdivision	SOUTH HICKORY MOUNTAIN
Legal Block	81
Jurisdiction	CHATHAM NC
Township / Civil Division	HICKORY MOUNTAIN
Census Block Group	3
Census Block	3036
Census Tract	20600

Owner

Source: Chatham County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6605 KIMESVILLE RD, LIBERTY, NC 27298-9108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 11, 2023	Warranty Deed, Transfer · Commercial Mortgage SARAH HOWARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Deed Document Number	3027
Deed Book / Page	2356 / 341
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	481 RALPH MOORE RD, BEAR CREEK, NC 27207-9412
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 KIMESVILLE RD, LIBERTY, NC 27298-9108

Mortgage

Document Number	002440/132
Date	Nov 6, 2024
Book Page	2440/132
Instrument	9645

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2044

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Apr 11, 2023
Property Address	481 RALPH MOORE RD, BEAR CREEK, NC 27207-9412
Document Number	002356/341
Book / Page	2356 / 341
Instrument Date	Apr 10, 2023
Instrument	3027
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 RALPH MOORE RD, BEAR CREEK, NC 27207-9412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 KIRNBESVILLE ROAD, LIBERTY, NC 27298

Mortgage

Document Number	0000003028
Date	Apr 11, 2023
Instrument	03028

Lender

Name	SARAH HOWARD
Type	Seller

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2038

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (+28.98%)	$203,805 (+55.2%) Land $33,123 Building $170,682	$203,805 (+55.2%) Land $33,123 Building $170,682
2024	$1,180.00 (+4.61%)	$131,316 (-) Land $27,452 Building $103,864	$131,316 (-) Land $27,452 Building $103,864
2023	$1,128.00	$131,316 Land $27,452 Building $103,864	$131,316 Land $27,452 Building $103,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ralph Moore Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures