481 Purdy Rd, Chester, CA 96020 Property Records

Plumas County property record for 481 Purdy Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Feb 2022)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-402-009-000`

Property Details

APN / Parcel Number

Primary APN	`100-402-009-000`
Alternative APN	`100-402-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	2,424 sqft
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	100-402-009
Street Address	481 PURDY RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R
Legal Subdivision	LAKE ALMANOR FOREST
Legal Lot Number	99
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2012
Census Tract	501

Owner

Source: Plumas County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1996, CHESTER, CA 96020-1996
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Aug 8, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	20221156
Prior Transfer Date	Oct 28, 2014
Prior Transfer Doc	0000006787
Record Updated	Sep 20, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Feb 10, 2022
Property Address	481 PURDY RD, CHESTER, CA 96020
Document Number	0000001156
Map Reference	MB 4 PG 149
Instrument Date	Feb 7, 2022
Instrument	2022-0001156
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 265, CHESTER, CA 96020-0265

Mortgage

Document Number	0000001157
Date	Feb 10, 2022
Instrument	2022-0001157

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	481 PURDY RD, CHESTER, CA 96020
Document Number	0000005144
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 PURDY RD CHESTER CA 96020, CHESTER, CA 96020

Mortgage

Document Number	0000005144
Date	Sep 4, 2020
Instrument	5144

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Aug 8, 2018
Property Address	481 PURDY RD, CHESTER, CA 96020
Document Number	0000004035
Instrument Date	Aug 3, 2018
Instrument	4035
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 PURDY RD CHESTER CA 96020, CHESTER, CA 96020

Mortgage

Document Number	4036
Date	Aug 8, 2018
Instrument	4036

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$366,942 (+2%) Land $81,181 Building $285,761
2025	$4,134.00 (+9.28%)	$359,748 (+4.04%) Land $79,590 Building $280,158
2023	$3,783.00 (+48.53%)	$345,780 Land $76,500 Building $269,280
2022	$2,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DigitalPath Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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