481 Posada Way, Chico, CA 95973 Property Records

Butte County property record for 481 Posada Way, Chico, CA 95973

Property Summary

Property Type	Multi-Family Dwellings
Details	20 bd · 20 ba · 4,920 sqft · built 1977
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on Record
Tax Bill	$17,023 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`007-310-002-000`

Property Details

APN / Parcel Number

Primary APN	`007-310-002-000`

Interior

Bedrooms	20 Beds
Full Baths	20 Baths
Total Rooms	20 Rooms
Units	20 Units
Stories	2 Stories
Building Area	4,920 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Multi-Family
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	39,204 sqft (0.9 acres)
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	481 POSADA WAY
City	CHICO
State	CA
Zip	95973-0378
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	LOT 2 JOSHUA TREE SUB
Legal Subdivision	JOHNSON SUB
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4005
Census Tract	201

Owner

Source: Butte County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1555 RIVER PARK DR, 101, SACRAMENTO, CA 95815-4603
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jun 26, 2018	Grant Deed, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2003
Deed Sale	Apr 18, 2003
Deed Document Number	200324622
Last Transfer Date	Dec 30, 2004
Transfer Doc	0000029989
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	481 POSADA WAY, CHICO, CA 95973-0378
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041487
Date	Sep 15, 2021
Instrument	2021-0041487

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 26, 2018
Property Address	481 POSADA WAY, CHICO, CA 95973-0378
Instrument Date	Jun 8, 2018
Instrument	21783
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1237 MANGROVE AVE CHICO CA 959263527, CHICO, CA 95926-3527

Mortgage

Document Number	0000021783
Date	Jun 26, 2018
Instrument	21783

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COPPELL, TX 75019-9178

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,499,190 (+1.99%) Land $275,077 Building $1,224,113
2025	$17,023.00 (+7.68%)	$1,469,893 (+4.03%) Land $269,684 Building $1,200,209
2023	$15,809.00 (+1.66%)	$1,413,012 Land $259,213 Building $1,153,799
2022	$15,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, unWired Broadband, Verizon.

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