481 Plain St, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 481 Plain St, Lewiston, NY 14092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,627 sqft · built 1825
Lot Size0.3 acres (13,068 sqft)
Owner2 Company Names on Record
Last Sale$499,000 (Oct 2024)
Tax Bill$5,179 (2026)
Deeds & MortgagesNov 2025 Transfer
Oct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292401 101.10-3-43

Property Details

APN / Parcel Number

Primary APN292401 101.10-3-43
Alternative APN
  • 24011010100003043000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,627 sqft Living Area
1st Floor Area1,276 sqft
Upper Floors Area351 sqft

Exterior

Year BuiltBuilt 1825
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 99 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address481 PLAIN ST
CityLEWISTON
StateNY
Zip14092-1646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description610242 PP
Legal Block3
Legal Lot Number43.000
JurisdictionNIAGARA NY
Township / Civil DivisionLEWISTON
Census Block Group2
Census Block2018
Census Tract24401

Owner

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address481 PLAIN ST, LEWISTON, NY 14092-1646
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Intrafamily Transfer, Transfer
Oct 4, 2024Executor's Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2024 · Amount on Record
Deed SaleOct 4, 2024 · Amount on Record
Prior SaleDec 21, 2016 · Amount on Record
Deed Document Number202415068
Last Transfer DateOct 29, 2025
Transfer Doc0000008118
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNIAGARA NY
Recording DateNov 25, 2025
Property Address481 PLAIN ST, LEWISTON, NY 14092-1646
Document Number0000008118
Map ReferenceMB 35 PG 3440-3443
Instrument DateOct 29, 2025
Instrument2025-18118
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address481 PLAIN ST, LEWISTON, NY 14092-1646

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address481 PLAIN ST, LEWISTON, NY 14092-1646

October 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionNIAGARA NY
Recording DateOct 4, 2024
Property Address481 PLAIN ST, LEWISTON, NY 14092-1646
Document Number0000005068
Map ReferenceMB 35 PG 3440-3443
Instrument DateOct 3, 2024
Instrument2024-15068
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,996.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address427 PLAIN ST, LEWISTON, NY 14092-1665

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 PLAIN ST, LEWISTON, NY 14092-1646

Mortgage

Document Number0000005069
DateOct 4, 2024
Instrument2024-15069
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLewiston Town
MunicipalityLewiston Village
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,179.00 (+2.62%)
2025$5,047.00$105,600 (-) Land $22,400 Building $83,200$264,000 (+7.49%) Land $56,000 Building $208,000
2024$105,600 (-) Land $22,400 Building $83,200$245,600 (+6.98%) Land $52,097 Building $193,503
2023$105,600 Land $22,400 Building $83,200$229,565 Land $48,696 Building $180,869

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEWISTON VILLAGE
serves 2,781 people · EPA ID NY3100558
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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