481 Palmer View Dr, Palmer, TX 75152 Property Records

Ellis County property record for 481 Palmer View Dr, Palmer, TX 75152

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 3,211 sqft · built 2022
Lot Size	5.18 acres (226,076 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,440 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R283421`

Property Details

APN / Parcel Number

Primary APN	`R283421`
Alternative APNs	`99000390491000110` `283421`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,211 sqft Gross Area
1st Floor Area	1,990 sqft
2nd Floor Area	238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	226,076 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	756 sqft
Canopy	720 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	481 PALMER VIEW DR
City	PALMER
State	TX
Zip	75152-8222
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	3 R-PENA Q-D 5.19 AC
Legal Subdivision	R-PENA
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1010
Census Tract	60105

Owner

481 Palmer View Dr, an agricultural property, is owned and occupied by two individuals.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 PALMER VIEW DR, PALMER, TX 75152-8222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 27, 2022	Deed of Trust, Mortgage THE FIRST STATE BANK
Jan 27, 2022	Deed of Trust, Mortgage · Construction Mortgage THE FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Nov 22, 2022
Property Address	481 PALMER VIEW DR, PALMER, TX 75152-8222
Document Number	0002243841
Instrument Date	Nov 17, 2022
Instrument	2243841
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 102, PALMER, TX 75152-0102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 VILLANOVA DR, RICHARDSON, TX 75081-3925

Mortgage

Document Number	0002243842
Date	Nov 22, 2022
Instrument	2243842

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	481 PALMER VIEW DR, PALMER, TX 75152
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203645
Date	Jan 27, 2022
Instrument	2203645

Lender

Name	THE FIRST STATE BANK
Type	Bank
Address	ENNIS, TX 75120

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 26, 2023

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	481 PALMER VIEW DR, PALMER, TX 75152
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 102, PALMER, TX 75152-0102

Mortgage

Document Number	0002203646
Date	Jan 27, 2022
Instrument	2203646

Lender

Name	THE FIRST STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 481 Palmer View Dr was $12,440 with a homeowner's exemption, up 0.5% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Palmer Town
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,000 (-3.88%) Land $225,000 Building $418,000	$643,000 (-3.88%) Land $225,000 Building $418,000
2025	$12,440.00 (+0.49%) Homeowner's exemption	$668,986 Land $225,000 Building $443,986	$668,986 Land $225,000 Building $443,986
2024	$12,379.00 (+5.59%)
2023	$11,724.00	$624,381 Land $180,000 Building $444,381	$624,381 Land $180,000 Building $444,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Palmer View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Palmer View Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMER serves 3,015 people · EPA ID TX0700007
Water Source	Purchased surface water from ROCKETT SUD
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Wi-Five Broadband.

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