481 Overlook Dr, Brooks, KY 40109 Property Records

Bullitt County property record for 481 Overlook Dr, Brooks, KY 40109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,942 sqft · built 1994
Lot Size4.19 acres (182,952 sqft)
Owner2 Individual Names on Record
Last Sale$278,500
Tax Bill$3,868 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN034-SE0-09-016

Property Details

APN / Parcel Number

Primary APN034-SE0-09-016
Alternative APNs
  • 286970001
  • 435251

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,942 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleSplit Entry
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area182,952 sqft (4.19 acres)
Garage TypeAttached
Garage Area1,052 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area195 sqft
Deck Area655 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number435251
Old Parcel Number286970001
Street Address481 OVERLOOK DR
CityBROOKS
StateKY
Zip40109-5198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 11 SEC 3 WILDERNESS VILLAGE
Legal Lot Number11
JurisdictionBULLITT KY
Township / Civil DivisionSHEPHERDSVILLE NORTHWEST
Census Block Group2
Census Block2021
Census Tract20800

Owner

Source: Bullitt County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address481 OVERLOOK DR, BROOKS, KY 40109-5198
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAmount on Record
Deed SaleAmount on Record
Deed Document Number0000900727
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBULLITT KY
Recording DateApr 27, 2026
Property Address481 OVERLOOK DR, BROOKS, KY 40109-5198
Document Number0000855932
Book / Page2304 / 771
Instrument DateApr 10, 2026
Instrument2026855932
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address481 OVERLOOK DR, BROOKS, KY 40109-5198
InvestorPossibly a Property Investor

Mortgage

Document Number0000855932,
DateApr 27, 2026
Book Page2304/771
Instrument2026855932
Lender
NameACE MORTGAGE FUNDING, LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBullitt County
Unified School DistrictBullitt County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,868.00 (-0.18%)$336,760 (-) Building $336,760$336,760 (-) Building $336,760
2023$3,875.00$336,760 Building $336,760$336,760 Building $336,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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