481 Osage Ln, Temple, TX 76501 Property Records

Bell County property record for 481 Osage Ln, Temple, TX 76501 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 1990
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Tax Bill	$4,311 (2023)
Deeds & Mortgages	Mar 2021 Construction Loan Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0389942500`

Property Details

APN / Parcel Number

Primary APN	`0389942500`
Alternative APNs	`873018` `42980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft
Utility Area	640 sqft
Utility Room	Utility Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	350 ft deep x 200 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	445 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	873018
Street Address	481 OSAGE LN
City	TEMPLE
State	TX
Zip	76501-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM CREEK, LOT 0026, ACRES 1.6
Legal Subdivision	ELM CREEK
Legal Block	1
Legal Lot Number	26
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1008
Census Tract	20402

Owner

Source: Bell County records · APN 0389942500

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	481 OSAGE LN, TEMPLE, TX 76501-7428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Construction Mortgage TEXELL CU
Jun 27, 2022	Intrafamily Transfer, Transfer
Mar 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2020
Deed Sale	Mar 16, 2020
Prior Sale	Mar 16, 2020
Deed Document Number	0000013085
Last Transfer Date	Jun 27, 2022
Transfer Doc	0000040859
Record Updated	Jun 07, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	481 OSAGE LN, TEMPLE, TX 76501-7428
Transaction Type	Mortgage
Record Updated	Jul 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014097
Date	Mar 10, 2021
Instrument	2021014097

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Jun 27, 2022
Property Address	481 OSAGE LN, TEMPLE, TX 76501-7428
Document Number	0000040859
Map Reference	VOL 905 PG 28
Instrument Date	Jun 14, 2022
Instrument	2022040859
Transaction Type	Transfer
Record Updated	Jul 05, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7157 2086 TEMPLE BELL, 7157, TEMPLE, TX 76501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OSAGE LN, TEMPLE, TX 76501-7428

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 16, 2020
Property Address	481 OSAGE LN, TEMPLE, TX 76501-7428
Document Number	0000013085
Map Reference	CAB A SL 201-A
Instrument Date	Mar 12, 2020
Instrument	2020-00013085
Transaction Type	Transfer
Record Updated	Jul 05, 2022
Title Company	TEXAS TITLE THE PEARSON FIRM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 POLLEN TRL, 169, GRANTVILLE, GA 30220-2163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OSAGE LN, TEMPLE, TX 76501-7428

Mortgage

Document Number	0000013086
Date	Mar 16, 2020
Instrument	2020-00013086

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,311.00 (-10.49%) Homeowner's exemption	$457,341 Land $30,800 Building $426,541	$457,341 Land $30,800 Building $426,541
2022	$4,816.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270204021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1993–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 14% of Texas
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
SOS Communications	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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