Santa Cruz County property record for 481 Olaughlin Rd, Santa Cruz, CA 95065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,871 sqft · built 1982 |
| Lot Size | 3.03 acres (132,379 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,626 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-101-18 |
| Primary APN | 101-101-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,871 sqft Living Area |
| Gross Area | 3,519 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 132,379 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 2,354 sqft |
| Patio Area | 2,354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 481 OLAUGHLIN RD |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95065-9695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 121200 |
481 Olaughlin Rd is owned and occupied by an individual who acquired it in December 2015.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 OLAUGHLIN RD, SANTA CRUZ, CA 95065-9695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2015 |
| Transfer Doc | 0000020059 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 481 Olaughlin Rd was $5,626 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Happy Valley Elementary School District (KG - 06) |
| Secondary School District | Santa Cruz City High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,501 (+2%) Land $96,425 Building $376,076 | ||
| 2025 | $5,626.00 Homeowner's exemption | $463,237 Land $94,535 Building $368,702 | |
| 2023 | $5,423.00 (+1.54%) Homeowner's exemption | $445,249 Land $90,864 Building $354,385 | $584,460 |
| 2022 | $5,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Olaughlin Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Olaughlin Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Cruzio Fixed Wireless | 100 / 100 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures