481 Ocean Ridge Way, Juno Beach (North Palm Beach), FL 33408 Property Records

Palm Beach County property record for 481 Ocean Ridge Way, Juno Beach, FL 33408

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,543 sqft · built 2021
Lot Size	0.183 acres (7,976 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Feb 2017)
Tax Bill	$45,257 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-43-41-28-64-000-0020`

Property Details

APN / Parcel Number

Primary APN	`28-43-41-28-64-000-0020`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,543 sqft Living Area
Gross Area	7,552 sqft
Flooring	Tile
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Material	Concrete
Lot Area	7,976 sqft (0.183 acres)
Garage Type	Attached
Garage Area	1,067 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	481 OCEAN RIDGE WAY
City	JUNO BEACH
State	FL
Zip	33408-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMT
Legal Description	OCEAN WINDS OF JUNO BEACH REPL LT 2
Legal Range	43E
Legal Township	41S
Legal Section	28
Legal Subdivision	OCEAN WINDS OF JUNO BEACH
Legal Lot Number	2
Jurisdiction	PALM BEACH FL
Township / Civil Division	RIVIERA BEACH
Census Block Group	4
Census Block	4000
Census Tract	410

Owner

481 Ocean Ridge Way is owned and occupied by two individuals who bought it in February 2017.

Source: Palm Beach County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 OCEAN RIDGE WAY, JUNO BEACH, FL 33408-1742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 16, 2020	Deed of Trust, Construction Loan · Construction Mortgage TD BK NA
Feb 2, 2017	Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2017 · Amount on File
Deed Sale	Feb 2, 2017 · Amount on File
Deed Document Number	201739858
Deed Book / Page	28869 / 1430
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	481 OCEAN RIDGE WAY, JUNO BEACH, FL 33408-1742
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0329931618
Date	Oct 26, 2021
Book Page	32993/1618
Instrument	20210492602

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	481 OCEAN RIDGE WAY, JUNO BEACH, FL 33408-1742
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328731098
Date	Sep 15, 2021
Book Page	32873/1098
Instrument	20210428020

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Jan 16, 2020
Property Address	481 OCEAN RIDGE WAY, JUNO BEACH, FL 33408-1742
Document Number	0311641012
Book / Page	031164 / 001012
Instrument Date	Jan 13, 2020
Instrument	21524
Transaction Type	Construction Loan
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 MARLWOOD LN PALM BEACH GARDENS FL 334186805, PALM BEACH GARDENS, FL 33418-6805

Mortgage

Document Number	311641012
Date	Jan 16, 2020
Book Page	031164/001012
Instrument	21524

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 2, 2017
Property Address	481 OCEAN RIDGE WAY, JUNO BEACH, FL 33408-1742
Document Number	0288691430
Book / Page	28869 / 1430
Map Reference	MB121 PG40
Instrument Date	Feb 2, 2017
Instrument	20170039858
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 N BIRDNECK RD, 507, VIRGINIA BEACH, VA 23451-6316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MARLWOOD LN, PALM BEACH GARDENS, FL 33418-6805

Mortgage

Document Number	20170039859
Date	Feb 2, 2017
Instrument	20170039859

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2022
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 481 Ocean Ridge Way was $45,257 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Juno Beach Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,257.00 Homeowner's exemption	$2,508,709	$2,677,368 Land $900,000 Building $1,777,368
2023	$43,020.00 (+0.73%) Homeowner's exemption	$2,366,997 (+3%)	$2,555,026 (+7.94%) Land $810,700 Building $1,744,326
2022	$42,707.00 Homeowner's exemption	$2,298,055	$2,367,119 Land $737,000 Building $1,630,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Ocean Ridge Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	252 units insured incl. 182 condo units
Nearby Flood Claims	9 (1983–2025)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 481 Ocean Ridge Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUPITER PUBLIC WATER SYSTEM,TOWN OF serves 94,929 people · EPA ID FL4501491
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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