481 Oakwood Cir, Fairview (McKinney), TX 75069 Property Records

Collin County property record for 481 Oakwood Cir, Fairview, TX 75069

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,744 sqft · built 2004
Lot Size	1.1 acres (47,960 sqft)
Owner	2 Individual Names on File
Tax Bill	$23,971 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2019 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R-0810-000-0870-1`

Property Details

APN / Parcel Number

Primary APN	`R-0810-000-0870-1`
Alternative APN	`1131439`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,744 sqft Living Area
Gross Area	7,470 sqft
2nd Floor Area	2,073 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	47,960 sqft (1.1 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Pool Area	640 sqft
Porch	Covered Porch
Porch Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1131439
Street Address	481 OAKWOOD CIR
City	FAIRVIEW
State	TX
Zip	75069-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS (CFV), LOT 87
Legal Subdivision	RIVER OAKS (CFV)
Legal Lot Number	87 1
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2017
Census Tract	31412

Owner

481 Oakwood Cir is owned and occupied by two individuals who acquired it in January 2017.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage PRIME LNDG
Apr 24, 2019	Loan Modification, Mortgage BENCHMARK BK
Feb 24, 2019	Loan Modification, Mortgage BENCHMARK BK
Nov 24, 2018	Loan Modification, Mortgage BENCHMARK BK
Aug 24, 2018	Loan Modification, Mortgage BENCHMARK BK
Apr 24, 2018	Loan Modification, Mortgage BENCHMARK BK
Apr 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BENCHMARK BK
Jan 23, 2017	Warranty Deed, Construction Loan · Construction Mortgage BENCHMARK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017
Deed Sale	Jan 20, 2017
Prior Sale	Apr 15, 1999
Deed Document Number	20170123000093950
Prior Transfer Date	Aug 2, 2002
Prior Transfer Doc	2002-0109898
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Document Number	0000924010
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 OAKWOOD CIR FAIRVIEW TX 750698901, FAIRVIEW, TX 75069-8901

Mortgage

Document Number	0000924010
Date	Aug 2, 2019
Instrument	924010

Lender

Name	PRIME LNDG
Address	18111 PRESTON RD # 900, DALLAS, TX 75252-6601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Document Number	0000700170
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	481 OAKWOOD CIR FAIRVIEW TX 750698901, FAIRVIEW, TX 75069-8901

Mortgage

Document Number	0000700170
Date	Jun 18, 2019
Instrument	700170

Lender

Name	BENCHMARK BK
Type	Bank
Address	5700 LEGACY DR # 10, PLANO, TX 75024-7133

Agreement

Amount	Amount on Record

Interest

Rate	6.25%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Document Number	0000366310
Instrument Date	Feb 24, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	481 OAKWOOD CIR FAIRVIEW TX 750698901, FAIRVIEW, TX 75069-8901

Mortgage

Document Number	0000366310
Date	Apr 8, 2019
Instrument	366310

Lender

Name	BENCHMARK BK
Type	Bank
Address	5700 LEGACY DR # 10, PLANO, TX 75024-7133

Agreement

Amount	Amount on Record

Interest

Rate	6.25%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Document Number	0000083590
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	481 OAKWOOD CIR FAIRVIEW TX 750698901, FAIRVIEW, TX 75069-8901

Mortgage

Document Number	0000083590
Date	Jan 30, 2019
Instrument	83590

Lender

Name	BENCHMARK BK
Type	Bank
Address	5700 LEGACY DR # 10, PLANO, TX 75024-7133

Agreement

Amount	Amount on Record

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Document Number	0001276700
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	481 OAKWOOD CIR FAIRVIEW TX 750698901, FAIRVIEW, TX 75069-8901

Mortgage

Document Number	0001276700
Date	Oct 12, 2018
Instrument	1276700

Lender

Name	BENCHMARK BK
Type	Bank
Address	5700 LEGACY DR # 10, PLANO, TX 75024-7133

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2019

Interest

Rate	5.75%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Document Number	0000698690
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	519 SHADOW ROCK DR MURPHY TX 750944187, MURPHY, TX 75094-4187

Mortgage

Document Number	0000698690
Date	Jun 7, 2018
Instrument	698690

Lender

Name	BENCHMARK BK
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 6, 2019

Interest

Rate	5.5%

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 28, 2017
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Instrument Date	Apr 24, 2017
Instrument	548120
Transaction Type	Construction Loan
Record Updated	Jun 16, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	519 SHADOW ROCK DR MURPHY TX 750944187, MURPHY, TX 75094-4187

Mortgage

Document Number	0000548120
Date	Apr 28, 2017
Instrument	548120

Lender

Name	BENCHMARK BK
Type	Bank
Address	5700 LEGACY DR # 10, PLANO, TX 75024-7133

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 27, 2018

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 23, 2017
Property Address	481 OAKWOOD CIR, FAIRVIEW, TX 75069-8901
Document Number	0000093950
Instrument Date	Jan 20, 2017
Instrument	93950
Transaction Type	Construction Loan
Record Updated	Feb 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	519 SHADOW ROCK DR MURPHY TX 750944187, MURPHY, TX 75094-4187

Mortgage

Document Number	93960
Date	Jan 23, 2017
Instrument	93960

Lender

Name	BENCHMARK BK
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 22, 2018

Mortgage

Document Number	103830,
Date	Jan 23, 2017
Instrument	103830

Lender

Name	BENCHMARK BK
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 22, 2018

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Fairview Town
Unified School District	Lovejoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,756,008 Land $423,885 Building $1,332,123	$1,756,008 Land $423,885 Building $1,332,123
2024	$23,971.00
2023		$1,877,000 Land $376,542 Building $1,500,458	$1,877,000 Land $376,542 Building $1,500,458
2022	$23,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Oakwood Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Oakwood Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FAIRVIEW serves 11,100 people · EPA ID TX0430034
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Rise Broadband.

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