481 Oak Rd, Pine Lake, GA 30072 Property Records

DeKalb County property record for 481 Oak Rd, Pine Lake, GA 30072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,629 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$6,102 (2025)
Deeds & Mortgages	Sep 2021 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-041-08-015`

Property Details

APN / Parcel Number

Primary APN	`18-041-08-015`
Alternative APNs	`B-509889520-001` `18 041A02 010` `5144305`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	2,777 sqft
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	200 ft deep x 80 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	B-509889520-001
Street Address	481 OAK RD
City	PINE LAKE
State	GA
Zip	30072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	X
Legal Description	80 X 100 X 80 X 100 . . . . . . . 0.18AC 9-20-89
Legal Subdivision	PINE LAKE
Legal Block	2
Legal Lot Number	75-78
Jurisdiction	DE KALB GA
Township / Civil Division	STONE MOUNTAIN
Census Block Group	2
Census Block	2005
Census Tract	21916

Owner

Source: DeKalb County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1372, PINE LAKE, GA 30072-1372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2007
Deed Sale	Dec 24, 2007
Prior Sale	Jul 15, 2005 · Amount on Record
Deed Book / Page	20523 / 256
Prior Transfer Date	Oct 18, 2005
Prior Transfer Doc	0180570533
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	481 OAK RD, PINE LAKE, GA 30072
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OAK RD, PINE LAKE, GA 30072

Mortgage

Document Number	0296990177
Date	Sep 7, 2021
Book Page	0000029699/0000000177

Lender

Name	SPRING EQUITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	481 OAK RD, PINE LAKE, GA 30072
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OAK DR, PINE LAKE, GA 30072

Mortgage

Document Number	0291350476
Date	Mar 5, 2021
Book Page	0000029135/0000000476

Lender

Name	NEWREZ

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Municipality	Pine Lake City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,102.00 (+19.81%) Homeowner's exemption	$136,000 (-2.77%) Land $20,240 Building $115,760	$340,000 (-2.77%) Land $50,600 Building $289,400
2023	$5,093.00 (+22.13%) Homeowner's exemption	$139,880 (+52.51%) Land $20,240 Building $119,640	$349,700 (+52.51%) Land $50,600 Building $299,100
2022	$4,170.00	$91,720 Land $11,820 Building $79,900	$229,300 Land $29,550 Building $199,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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