481 Nickerson Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 481 Nickerson Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,481 sqft · built 1961
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2023)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-6760-0011-00-2`

Property Details

APN / Parcel Number

Primary APN	`03-6760-0011-00-2`
Alternative APN	`11-03-6760-0011-00-2`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Basement Area	1,481 sqft
Unfinished Basement	1,481 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Lot Area	19,254 sqft (0.442 acres)
Lot Depth	126 ft Depth
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	481 NICKERSON AVE
City	BENTON HARBOR
State	MI
Zip	49022-6632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPEC US
Legal Description	LOT 11 OLIVER RECTOR SUBDN
Legal Subdivision	OLIVER RECTOR SUB
Legal Lot Number	11
Legal Unit	11
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3039
Census Tract	2000

Owner

481 Nickerson Ave is owned and occupied by an individual who acquired it in May 2025.

Source: Berrien County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	481 NICKERSON AVE, BENTON HARBOR, MI 49022-6632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Deed Document Number	2023383261
Deed Book / Page	3406 / 2485
Last Transfer Date	May 12, 2025
Transfer Doc	03451/1116
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 22, 2023
Property Address	481 NICKERSON AVE, BENTON HARBOR, MI 49022-6632
Document Number	03406/2485
Book / Page	3406 / 2485
Map Reference	LB 17 PG 3
Instrument Date	Jun 12, 2023
Instrument	2023383261
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1539 E NICKERSON AVE, BENTON HARBOR, MI 49022-2468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 NICKERSON AVE, BENTON HARBOR, MI 49022-6632

Mortgage

Document Number	2023383262
Date	Jun 22, 2023
Instrument	2023383262

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jun 18, 2021
Property Address	481 NICKERSON AVE, BENTON HARBOR, MI 49022-6632
Document Number	03332/1995
Book / Page	3332 / 1995
Map Reference	VOL 17 PG 3
Instrument Date	May 31, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 E NICKERSON AVE, BENTON HARBOR, MI 49022-2468

Tax Assessment & Valuation

The 2025 property tax bill for 481 Nickerson Ave was $3,618, up 35.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,200 (+3.33%)	$186,400 (+3.33%)
2025	$3,618.00 (+35.81%) Homeowner's exemption	$90,200	$180,400
2024	$2,664.00
2023		$99,900 (+15.76%)	$199,800 (+15.76%)
2022	$4,385.00 (+120.02%)	$86,300	$172,600
2021	$1,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Nickerson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Nickerson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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