Ohio County property record for 481 National Rd, Wheeling, WV 26003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,764 sqft · built 1900 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,900 (Oct 2026) |
| Tax Bill | $810 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-W38-0034.0000 |
| Primary APN | 10-W38-0034.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Porch Area | 186 sqft |
| Patio Area | 583 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06016009 |
|---|---|
| Street Address | 481 NATIONAL RD |
| City | WHEELING |
| State | WV |
| Zip | 26003-6549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEENROD 1ST BLK M 13 |
| Legal Subdivision | 02 91 0000-00 W38 0034 |
| Legal Block | 13,M |
| Jurisdiction | OHIO WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 300 |
Source: Ohio County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 NATIONAL RD, WHEELING, WV 26003-6549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed, Transfer · FHA Mortgage Q FINANCIAL INC |
| Jul 1, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 202619814233 |
| Deed Book / Page | 1117 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OHIO WV |
| Recording Date | Oct 5, 2026 |
| Property Address | 481 NATIONAL RD, WHEELING, WV 26003-6549 |
| Document Number | 0019814233 |
| Book / Page | 1117 / 452 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 202619814233 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,159.45 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 NATIONAL RD, WHEELING, WV 26003-6549 |
| Document Number | 0019814234, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202619814234 |
| Name | Q FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0019814235, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 1725/608 |
| Instrument | 202619814235 |
| Name | Q FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OHIO WV |
| Recording Date | Jul 1, 2020 |
| Property Address | 481 NATIONAL RD, WHEELING, WV 26003-6549 |
| Document Number | 983/086 |
| Book / Page | 983 / 086 |
| Map Reference | PB 1 PG 81 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 19717566 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $467.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Ohio County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Ohio County |
| Municipality | Wheeling City |
| Unified School District | Ohio County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $810.00 (+3.85%) | $54,540 (+4.12%) Land $8,880 Building $45,660 | $90,900 (+4.12%) Land $14,800 Building $76,100 |
| 2025 | $780.00 (+4.14%) | $52,380 (+3.93%) Land $8,880 Building $43,500 | $87,300 (+3.93%) Land $14,800 Building $72,500 |
| 2023 | $749.00 (-0.66%) | $50,400 (-) Land $8,880 Building $41,520 | $84,000 (-) Land $14,800 Building $69,200 |
| 2022 | $754.00 | $50,400 Land $8,880 Building $41,520 | $84,000 Land $14,800 Building $69,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 162 (1979–2025) |
| Claims Outside the SFHA | 8 of 162 |
| Most Recent Claim | Jun 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 29,899 people · EPA ID WV3303516 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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