481 N Legacy Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 481 N Legacy Trl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,641 sqft · built 2012
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,500 (Feb 2019)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`029221-1550`

Property Details

APN / Parcel Number

Primary APN	`029221-1550`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,641 sqft Living Area
Gross Area	2,421 sqft
1st Floor Area	1,641 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	481 N LEGACY TRL
City	SAINT AUGUSTINE
State	FL
Zip	32092-0616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 155 OR3550/1060 & 3591/968(L/E)
Legal Range	28E
Legal Township	06S
Legal Section	03
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	155
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Apr 19, 2012 · Amount on Record
Deed Document Number	201910783
Deed Book / Page	4681 / 325
Prior Transfer Date	Jul 16, 2012
Prior Transfer Doc	0035910968
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 15, 2019
Property Address	481 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0616
Document Number	0046810325
Book / Page	004681 / 000325
Instrument Date	Feb 15, 2019
Instrument	10783
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	OLDE TOWNE TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,865.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 DANBURY RD SWEDESBORO NJ 080852512, SWEDESBORO, NJ 08085-2512

Mortgage

Document Number	46810328
Date	Feb 15, 2019
Book Page	004681/000328
Instrument	10784

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,167 (+2.7%)	$308,114 (-5.91%) Land $80,000 Building $228,114
2025	$3,276.00 (+13.24%) Homeowner's exemption	$257,222 (+2.9%)	$327,480 (-0.57%) Land $86,000 Building $241,480
2024	$2,893.00 (+2.05%) Homeowner's exemption	$249,973 (+3%)	$329,357 (+4.94%) Land $82,000 Building $247,357
2023	$2,835.00 (+3.17%) Homeowner's exemption	$242,692 (+3%)	$313,840 (+3.4%) Land $82,000 Building $231,840
2022	$2,748.00 Homeowner's exemption	$235,623	$303,514 Land $78,400 Building $225,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Legacy Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures