481 Morganton Rd, Jackson Springs, NC 27281 Property Records

Montgomery County property record for 481 Morganton Rd, Jackson Springs, NC 27281

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,568 sqft · built 1999
Lot Size	8.33 acres (362,855 sqft)
Owner	2 Individuals on Record
Tax Bill	$537 (2025)
Deeds & Mortgages	Jan 2021 Sale Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7594 00 23 3991`

Property Details

APN / Parcel Number

Primary APN	`7594 00 23 3991`
Alternative APN	`1483715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	362,855 sqft (8.33 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1483715
Street Address	481 MORGANTON RD
City	JACKSON SPRINGS
State	NC
Zip	27281-9517
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	MODULAR HO
Legal Description	V.C. GUYER V. C. GWYN
Jurisdiction	MONTGOMERY NC
Township / Civil Division	ROCKY SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	960501

Owner

Source: Montgomery County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	481 MORGANTON RD, JACKSON SPRINGS, NC 27281-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Warranty Deed, Transfer
Jun 21, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2021
Transfer Doc	864/585
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 20, 2021
Property Address	481 MORGANTON RD, JACKSON SPRINGS, NC 27281-9517
Document Number	864/585
Book / Page	864 / 585
Instrument Date	Jan 19, 2021
Instrument	366440
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 MORGANTON RD, JACKSON SPRINGS, NC 27281-9517

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	481 MORGANTON RD, JACKSON SPRINGS, NC 27281-9517
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0810/0140
Date	Jun 21, 2018
Book Page	0810/0140
Instrument	355039

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$537.00	$147,549 (-) Land $22,660 Building $124,889	$147,549 (-) Land $22,660 Building $124,889
2023		$147,549 Land $22,660 Building $124,889	$147,549 Land $22,660 Building $124,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morganton Rd

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