481 McCamish Ave, San Jose, CA 95123 Property Records

Santa Clara County property record for 481 McCamish Ave, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,562 sqft · built 1969
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Company Names on Record
Last Sale	$670,000 (May 2005)
Tax Bill	$13,905 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`689-38-019`

Property Details

APN / Parcel Number

Primary APN	`689-38-019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,562 sqft Living Area
1st Floor Area	990 sqft
2nd Floor Area	572 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
View / Lot	Creek
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	481 MCCAMISH AVE
City	SAN JOSE
State	CA
Zip	95123-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4558 BOOK 246 PAGE 33 LOT 24
Legal Subdivision	TRACT NO 4558
Legal Tract	4558
Legal Lot Number	24
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2003
Census Tract	512030

Owner

Source: Santa Clara County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	481 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Deed Document Number	200518391448
Last Transfer Date	Jul 9, 2026
Transfer Doc	0026015854
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 10, 2026
Property Address	481 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Document Number	0026015854
Instrument Date	Jul 9, 2026
Instrument	202626015854
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	481 MCCAMISH AVE, SAN JOSE, CA 95123-4939

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	481 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 MCCAMISH AVE, SAN JOSE, CA 95123-4939

Mortgage

Document Number	0024762743
Date	Dec 24, 2020
Instrument	24762743

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 22, 2019
Property Address	481 MCCAMISH AVE, SAN JOSE, CA 95123-4939
Document Number	0024339465
Map Reference	MB 246 PG 32&33
Instrument Date	Nov 14, 2019
Instrument	24339465
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	481 MCCAMISH AVE, SAN JOSE, CA 95123-4939

Mortgage

Document Number	0024339466
Date	Nov 22, 2019
Instrument	24339466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,905.00 (+3.87%) Homeowner's exemption	$944,969 (+4.04%) Land $607,042 Building $337,927
2023	$13,387.00 (+0.77%) Homeowner's exemption	$908,276 Land $583,471 Building $324,805
2022	$13,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ridge Wireless, T-Mobile, Verizon.

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