Penobscot County and Hampden Town property record for 481 Main Rd N, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,216 sqft · built 1920 |
| Lot Size | 4.49 acres (195,584 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Sep 2024) |
| Tax Bill | $7,341 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:27 B:0 L:043 |
| Primary APN | HAMN M:27 B:0 L:043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 195,584 sqft (4.49 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 2297 |
|---|---|
| Street Address | 481 MAIN RD N |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 - R |
| Legal Lot Number | 43 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2000 |
481 Main Rd N is owned by two individuals who bought it in September 2024.
Source: Penobscot County and Hampden Town records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3400 BANDIT CT, KEMPNER, TX 76539-6948 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jul 8, 2019 | Warranty Deed, Transfer KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on File |
| Deed Sale | Sep 3, 2024 · Amount on File |
| Prior Sale | Jul 8, 2019 · Amount on File |
| Deed Document Number | 202421360 |
| Deed Book / Page | 17254 / 23 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 481 MAIN RD N, HAMPDEN, ME 04444-1706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0166180222 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 16618/222 |
| Instrument | 26615 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Recording Date | Jul 8, 2019 |
| Property Address | 481 MAIN RD N, HAMPDEN, ME 04444-1706 |
| Document Number | 0152020225 |
| Book / Page | 015202 / 000225 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 19777 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 HELIOS AVE METAIRIE LA 700053243, METAIRIE, LA 70005-3243 |
| Document Number | 152020227 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 015202/000227 |
| Instrument | 19778 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2025 property tax bill for 481 Main Rd N was $7,341, up 27.2% from the year before.
Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,341.00 (+27.18%) | $415,900 (+12.77%) Land $157,870 Building $258,030 | |
| 2024 | $5,772.00 (+0.24%) | $368,800 (+23.3%) Land $144,800 Building $224,000 | |
| 2023 | $5,758.00 (+3.38%) | $299,100 (+11.15%) Land $118,700 Building $180,400 | $232,750 |
| 2022 | $5,570.00 | $269,100 Land $106,800 Building $162,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Main Rd N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Main Rd N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660 |
|---|---|
| Water Source | Purchased surface water from BANGOR WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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