481 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 481 Maher Rd, Royal Oaks, CA 95076 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1997
Square Footage2,362 sqft Living Area
Lot Size108,900 sqft (2.5 acres)
OccupancyOwner Occupied
Last Sale$1,250,000 (2022)
Tax Bill$15,175.00 (2025)

Owner

Source: Monterey County records · APN 181-221-019-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address481 MAHER RD, ROYAL OAKS, CA 95076-9058
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Grant Deed, Transfer · Conventional Mortgage
TECHNOLOGY CU
Dec 26, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleOct 09, 2018
Deed Doc Number2022026970
Record RefreshedJun 08, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 15, 2022
Property Address481 MAHER RD, ROYAL OAKS, CA 95076-9058
Document Number0000026970
Map ReferenceVOL 19 PG 120
Instrument DateJun 03, 2022
Instrument2022026970
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address481 MAHER RD, ROYAL OAKS, CA 95076-9058
InvestorPossibly a Property Investor

Mortgage

Document Number0000026971
DateJun 15, 2022
Instrument2022026971
Lender
NameTECHNOLOGY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9%
IndexOther
Max Rate9%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address481 MAHER RD, ROYAL OAKS, CA 95076-9058
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071104
DateDec 26, 2017
Instrument2017071104
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 15, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateOct 09, 2018
Property Address481 MAHER RD, ROYAL OAKS, CA 95076-9058
Document Number0000045123
Instrument DateJul 27, 2018
Instrument45123
Transaction TypeTransfer
Record UpdatedOct 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 66 AROMAS CA 950040066, AROMAS, CA 95004-0066

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address481 MAHER RD, ROYAL OAKS, CA 95076-9058
Document Number0000052721
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 11, 2017
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 66 AROMAS CA 950040066, AROMAS, CA 95004-0066

Mortgage

Document Number0000052721
DateSep 29, 2017
Instrument52721
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictAromas-San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$15,175.00 (+9.39%) Homeowner's exemption$1,326,509 (+4.04%) Land $742,845 Building $583,664
2023$13,872.00 (+218.02%)$1,275,000 Land $714,000 Building $561,000
2022$4,362.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 25% of California
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN181-221-019-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Building Area2,362 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Foundation TypeConcrete Foundation
Roof MaterialTile Roof
Lot Area108,900 sqft (2.5 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area517 sqft Garage

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Street Address481 MAHER RD
CityROYAL OAKS
StateCA
Zip95076-9058
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionVOL 19 PAR MAPS PG 120 PAR A 2.5 AC
JurisdictionMONTEREY CA
Minor Civil DivisionPAJARO
Census Blockgroup3
Census Block3007
Census Tract10202

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