Dubuque County property record for 481 Locust St, Dubuque, IA 52001
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 7,128 sqft · built 1890 |
| Lot Size | 0.203 acres (8,856 sqft) |
| Owner | Company Name on Record |
| Last Sale | $279,500 (Sep 2013) |
| Tax Bill | $5,574 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-214-016 |
| Primary APN | 10-25-214-016 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 7,128 sqft Gross Area |
| 1st Floor Area | 2,050 sqft |
| Basement Area | 2,050 sqft |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 8,856 sqft (0.203 acres) |
| Porch | Porch |
|---|---|
| Deck Area | 1 sqft |
| Patio Area | 4 sqft |
| Fence | Fence |
| Canopy | 375 sqft |
| Water Source | Commercial |
|---|
| Street Address | 481 LOCUST ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-6940 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 1 N 23'10" OF CITY LOT 105, S 40'.8" OF CITY LOT 105 & N 24 1/2 OF CITY LOT 106 |
| Legal Subdivision | TOWN OF DOBUQUE |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cathedral Historic District listed 1985 · 97 contributing resources · NRIS 85002501 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14053 KATHLEEN CT, DUBUQUE, IA 52003-9621 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2013 · Amount on Record |
| Deed Sale | Sep 6, 2013 · Amount on Record |
| Prior Sale | Nov 12, 2010 · Amount on Record |
| Deed Document Number | 2013-00014711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 481 LOCUST ST, DUBUQUE, IA 52001-6940 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 485 LOCUST ST, DUBUQUE, IA 52001-6940 |
| Document Number | 0000001642 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 202400001642 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 700 LOCUST ST STE 170, DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 26, 2029 |
| Change Frequency | Monthly |
|---|
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428,800 (+15.99%) Land $71,700 Building $357,100 | $428,800 (+15.99%) Land $71,700 Building $357,100 | |
| 2024 | $5,574.00 (+10.55%) | ||
| 2023 | $369,700 (+26.45%) Land $63,800 Building $305,900 | $369,700 (+26.45%) Land $63,800 Building $305,900 | |
| 2022 | $5,042.00 | $292,370 Land $63,760 Building $228,610 | |
| 2021 | $292,370 Land $63,760 Building $228,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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