481 Leonora Dr, Memphis, TN 38117 Property Records

Shelby County property record for 481 Leonora Dr, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1957
Lot Size	0.314 acres (13,693 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Apr 2020)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-4038-0-0055`

Property Details

APN / Parcel Number

Primary APN	`06-4038-0-0055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,569 sqft
Utility Area	30 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,693 sqft (0.314 acres)
Lot Dimensions	171 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	65 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	481 LEONORA DR
City	MEMPHIS
State	TN
Zip	38117-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	NORMANDY MEADOWS THIRD ADDITION
Legal Lot Number	118
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	2
Census Block	2011
Census Tract	9201

Owner

481 Leonora Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Shelby County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 LEONORA DR, MEMPHIS, TN 38117-2106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Deed Document Number	202040012
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Aug 6, 2026
Property Address	481 LEONORA DR, MEMPHIS, TN 38117-2106
Document Number	0000067178
Instrument Date	Jul 31, 2026
Instrument	202667178
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 LEONORA DR, MEMPHIS, TN 38117-2106

Mortgage

Document Number	0000067178,
Date	Aug 6, 2026
Instrument	202667178

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 21, 2020
Property Address	481 LEONORA DR, MEMPHIS, TN 38117-2106
Document Number	0000040012
Instrument Date	Apr 21, 2020
Instrument	40012
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 LEONORA DR MEMPHIS TN 381172106, MEMPHIS, TN 38117-2106

Mortgage

Document Number	40013
Date	Apr 21, 2020
Instrument	40013

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 481 Leonora Dr was $1,632.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00	$60,700 Land $11,975 Building $48,725	$242,800 Land $47,900 Building $194,900
2023		$49,975 Land $11,975 Building $38,000
2022	$3,044.00
2021			$199,900 Land $47,900 Building $152,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Leonora Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Leonora Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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