481 Ladoga Dr, Cocoa, FL 32927 Property Records

Brevard County property record for 481 Ladoga Dr, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	2,285 sqft · built 2025
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Apr 2025)
Tax Bill	$680 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-36-30-51-G-20`

Property Details

APN / Parcel Number

Primary APN	`23-36-30-51-G-20`
Alternative APNs	`23-36-30-51-0000G.0-0020.00` `3036699`

Interior

Stories	2 Stories
Building Area	2,285 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	966 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2026
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	3036699
Street Address	481 LADOGA DR
City	COCOA
State	FL
Zip	32927-5946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERMARK PHASE 1 AND 2 LOT 20 BLK G
Legal Subdivision	WATERMARK PHASE 1 AND 2
Legal Block	G
Legal Lot Number	20
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1012
Census Tract	62114

Owner

481 Ladoga Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	481 LADOGA DR, COCOA, FL 32927-5946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Deed Document Number	202572025
Deed Book / Page	10308 / 2
Record Updated	Sep 20, 2026

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 11, 2025
Property Address	481 LADOGA DR, COCOA, FL 32927-5946
Document Number	0103080002
Book / Page	10308 / 2
Map Reference	MB 75 PG 69
Instrument Date	Mar 31, 2025
Instrument	2025072025
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 LADOGA DR, COCOA, FL 32927-5946

Mortgage

Document Number	0000103087
Date	Apr 11, 2025
Instrument	10308/7

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 481 Ladoga Dr was $680 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,090	$352,090
2025	$680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Ladoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Ladoga Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20