Tioga County and Owego Town property record for 481 Kellam Rd, Apalachin, NY 13732
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,876 sqft · built 1997 |
| Lot Size | 10.5 acres (459,558 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Dec 2015) |
| Tax Bill | $12,583 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 152.00-1-9.13 |
| Primary APN | 493089 152.00-1-9.13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,876 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| Upper Floors Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 459,558 sqft (10.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,902 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 872 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000007853 |
|---|---|
| Street Address | 481 KELLAM RD |
| City | APALACHIN |
| State | NY |
| Zip | 13732-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ZONE |
| Legal Description | NYSEG EASEMENT: 602/56 O/G LEASE BK0711 P341 |
| Legal Block | 1 |
| Legal Lot Number | 9.013 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 20401 |
481 Kellam Rd, a rural home, is owned and occupied by an individual who bought it in December 2015.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 KELLAM RD, APALACHIN, NY 13732-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2015 · Amount on File |
| Deed Sale | Dec 7, 2015 · Amount on File |
| Deed Book / Page | 15000 / 4992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 481 KELLAM RD, APALACHIN, NY 13732-1303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17000002690 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 170-00002690 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 481 Kellam Rd was $12,583.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,583.00 | ||
| 2025 | $249,200 Land $19,600 Building $229,600 | $476,938 Land $37,512 Building $439,426 | |
| 2023 | $249,200 Land $19,600 Building $229,600 | $461,481 Land $36,296 Building $425,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Kellam Rd in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 118 (1979–2011) |
| Claims Outside the SFHA | 35 of 118 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Kellam Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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