Lincoln County property record for 481 Indian Head Rd, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,036 sqft · built 1964 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $353,900 (Aug 2026) |
| Tax Bill | $776 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Mortgage + 1 more |
| APN | R569138 |
| Primary APN | R569138 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Finished Basement | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Lean-To | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000008303 |
|---|---|
| Street Address | 481 INDIAN HEAD RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-2984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODWAY PARK 1ST ADDN, S05, T30 N, R31 W, BLOCK 10, LOT 6, ACRES 0.2296 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 05 |
| Legal Subdivision | WOODWAY PARK 1ST ADDN |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 300 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 INDIAN HEAD RD, LIBBY, MT 59923-2984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 4, 2026 | Affidavit, Transfer |
| Aug 4, 2026 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Nov 8, 2018 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Deed Document Number | 2026322326 |
| Deed Book / Page | 416 / 88 |
| Prior Transfer Date | Nov 8, 2018 |
| Prior Transfer Doc | 000374/634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Aug 4, 2026 |
| Property Address | 481 INDIAN HEAD RD, LIBBY, MT 59923-2984 |
| Document Number | 0000322325 |
| Book / Page | 416 / 87 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026322325 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Aug 4, 2026 |
| Property Address | 481 INDIAN HEAD RD, LIBBY, MT 59923-2984 |
| Document Number | 0000322326 |
| Book / Page | 416 / 88 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026322326 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE ESCROW, FLYING S TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 481 INDIAN HEAD RD, LIBBY, MT 59923-2984 |
| Document Number | 0000322326, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 416/89 |
| Instrument | 2026322326 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0416000090, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 416/90 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Nov 8, 2018 |
| Property Address | 481 INDIAN HEAD RD, LIBBY, MT 59923-2984 |
| Document Number | 374/634 |
| Book / Page | 374 / 634 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 276873 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 INDIAN HEAD RD, LIBBY, MT 59923-2984 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $776.00 (+11.98%) Homeowner's exemption | $315,900 (-) | |
| 2025 | $693.00 (-43.1%) Homeowner's exemption | $315,900 (+15.63%) | $315,900 (+15.63%) Land $54,000 Building $261,900 |
| 2023 | $1,218.00 | $273,200 | $273,200 Land $41,500 Building $231,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1996–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 74% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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