481 Hoadley Hill Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 481 Hoadley Hill Rd, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Oct 2009)
Tax Bill	$3,433 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 1 more
APN	`035089 181.01-1-12`

Property Details

APN / Parcel Number

Primary APN	`035089 181.01-1-12`
Alternative APNs	`508918100100010120000000` `50086751000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	50086751000
Street Address	481 HOADLEY HILL RD
City	WINDSOR
State	NY
Zip	13865-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0080000006028S130000
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1018
Census Tract	12502

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 HOADLEY HILL RD, WINDSOR, NY 13865-2344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 26, 2022	Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2009 · Amount on Record
Deed Sale	Oct 1, 2009 · Amount on Record
Prior Sale	Oct 1, 2009 · Amount on Record
Deed Book / Page	2295 / 208
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	481 HOADLEY HILL RD, WINDSOR, NY 13865-2344
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HOADLEY HILL RD, WINDSOR, NY 13865-2344

Mortgage

Document Number	004061/363
Date	Jan 12, 2022
Book Page	4061/363
Instrument	202200001230

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Oct 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	481 HOADLEY HILL RD, WINDSOR, NY 13865-2344
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HOADLEY HILL RD, WINDSOR, NY 13865-2344

Mortgage

Document Number	004061/382
Date	Jan 12, 2022
Book Page	4061/382
Instrument	202200001231

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Oct 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	481 HOADLEY HILL RD, WINDSOR, NY 13865-2344
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCRWO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HOADLEY HILL RD, WINDSOR, NY 13865-2344

Mortgage

Document Number	004063/901
Date	Jan 26, 2022
Book Page	4063/901
Instrument	202200002150

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,433.00 (+5.47%)
2025	$3,255.00 (+2.71%)	$64,000 (-) Land $17,200 Building $46,800	$150,600 (+22.36%) Land $40,474 Building $110,126
2024	$3,169.00
2023		$64,000 Land $17,200 Building $46,800	$123,077 Land $33,077 Building $90,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40

May also be available: Spectrum, T-Mobile, TDS Telecom.

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