481 Highlands Loop, Woodstock, GA 30188 Property Records

Cherokee County property record for 481 Highlands Loop, Woodstock, GA 30188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,104 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Oct 2023 Sale Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15N24L 148`

Property Details

APN / Parcel Number

Primary APN	`15N24L 148`
Alternative APNs	`15N24L-00000-148-000` `1167661` `444461`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,104 sqft Living Area
1st Floor Area	980 sqft
Upper Floors Area	1,124 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	138 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	444461
Street Address	481 HIGHLANDS LOOP
City	WOODSTOCK
State	GA
Zip	30188-5393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 131 MOUNTAIN BROOK PH 2 78/152
Legal Subdivision	MOUNTAIN BROOK PH 2
Legal Phase	2
Legal Lot Number	131
Jurisdiction	CHEROKEE GA
Township / Civil Division	WOODSTOCK
Census Block Group	2
Census Block	2006
Census Tract	90906

Owner

481 Highlands Loop is owned and occupied by an individual who acquired it in October 2023.

Source: Cherokee County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer
Apr 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023
Deed Sale	Oct 12, 2023
Prior Sale	Oct 20, 2022 · Amount on File
Deed Book / Page	14904 / 2115
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Oct 12, 2023
Property Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393
Document Number	0149042115
Book / Page	14904 / 2115
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393

Mortgage

Document Number	0144660001
Date	Apr 22, 2020
Book Page	0000014466/0000000001
Instrument	2020015151

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393

Mortgage

Document Number	0147201729
Date	Oct 28, 2021
Book Page	0000014720/0000001729
Instrument	2021059048

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Oct 17, 2022
Property Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393
Document Number	0148311300
Book / Page	14831 / 1300
Instrument Date	Oct 17, 2022
Instrument	2022-012531
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HIGHLANDS LOOP, WOODSTOCK, GA 30188-5393

Mortgage

Document Number	0148311302
Date	Oct 20, 2022
Book Page	0000014831/0000001302
Instrument	2022040208

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 481 Highlands Loop was $5,483 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Municipality	Woodstock City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,483.00 Homeowner's exemption	$198,304 Land $41,600 Building $156,704	$495,760 Land $104,000 Building $391,760
2023		$185,920 (+20.17%) Land $37,200 Building $148,720	$464,800 (+20.17%) Land $93,000 Building $371,800
2022	$3,994.00 Homeowner's exemption	$154,720 Land $32,800 Building $121,920	$386,800 Land $82,000 Building $304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 Highlands Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Highlands Loop is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Hotwire Communications.

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