481 Hidden Lake Trl, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 481 Hidden Lake Trl, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,352 sqft · built 2022
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154002000007040000`

Property Details

APN / Parcel Number

Primary APN	`154002000007040000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,352 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	326,700 sqft (7.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	481 HIDDEN LAKE TRL
City	JACKSON
State	MO
Zip	63755-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SUR 782
Legal Range	13E
Legal Township	31S
Legal Section	19
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	1
Census Block	1027
Census Tract	880502

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 HIDDEN LAKE TRL, JACKSON, MO 63755-4200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Oct 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Dec 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Sep 24, 2026
Property Address	481 HIDDEN LAKE TRL, JACKSON, MO 63755-4200
Document Number	0000008496
Instrument Date	Sep 18, 2026
Instrument	20268496
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HIDDEN LAKE TRL, JACKSON, MO 63755-4200

Mortgage

Document Number	0000008496,
Date	Sep 24, 2026
Instrument	20268496

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	481 HIDDEN LAKE TRL, JACKSON, MO 63755-4200
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202208421
Date	Aug 2, 2022
Instrument	2022-08421

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	481 HIDDEN LAKE TRL, JACKSON, MO 63755-4200
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202210913
Date	Oct 13, 2022
Instrument	2022-10913

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 1, 2021
Property Address	481 HIDDEN LAKE TRL, JACKSON, MO 63755-4200
Document Number	0202115944
Instrument Date	Nov 30, 2021
Instrument	2021-15944
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 BOEHME LN, JACKSON, MO 63755-8092

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,980 (-) Land $5,870 Building $51,110	$300,410 (-) Land $31,400 Building $269,010
2025	$2,734.00 (+5.68%)	$56,980 (-) Land $5,870 Building $51,110	$300,410 (-) Land $31,400 Building $269,010
2023	$2,587.00	$56,980 Land $5,870 Building $51,110	$300,410 Land $31,400 Building $269,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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