State of Hawaii and Hawaii County property record for 481 Heahea St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,554 sqft · built 1978 |
| Lot Size | 0.346 acres (15,073 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Nov 2023) |
| Tax Bill | $1,990 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-019-132 |
| Primary APN | 3-2-4-019-132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Upper Floors Area | 498 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,073 sqft (0.346 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Balcony/Patio |
| Porch Area | 195 sqft |
| Balcony | Balcony |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 481 HEAHEA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 18 15,073 SF FP 1570 AINAOLA HOUSELOTS S/D UNIT I SUBJ/ESMTS |
| Legal Subdivision | AINAOLA HOUSELOTS |
| Legal Lot Number | 18 |
| Legal Unit | 1 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20702 |
481 Heahea St is owned by an individual who bought it in November 2023.
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1934 KOMOHANA ST, HILO, HI 96720-5944 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC |
| Apr 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 17, 2023 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Aug 29, 2023 | Commissioner's Deed, Foreclosure |
| Apr 5, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Prior Sale | Aug 29, 2023 · Amount on File |
| Deed Document Number | 202387210194 |
| Prior Transfer Date | Mar 25, 2021 |
| Prior Transfer Doc | 0077650837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 481 HEAHEA ST, HILO, HI 96720-3111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | OR |
| Name | Verified Name |
|---|
| Document Number | A9309000337 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | A-9309000337 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Apr 8, 2026 |
| Property Address | 481 HEAHEA ST, HILO, HI 96720-3111 |
| Document Number | 9594000197 |
| Book / Page | 9594 / 197 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 481 HEAHEA ST, HILO, HI 96720-3111 |
| Document Number | 9594000197, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 9594/197 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Nov 17, 2023 |
| Property Address | 481 HEAHEA ST, HILO, HI 96720-3111 |
| Document Number | 0A87210194 |
| Instrument Date | Nov 7, 2023 |
| Instrument | A-87210194 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HI |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1934 KOMOHANA ST, HILO, HI 96720-5944 |
| Document Number | 0A87210195 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | A-87210195 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Aug 29, 2023 |
| Property Address | 481 HEAHEA ST, HILO, HI 96720-3111 |
| Document Number | 0A86410645 |
| Instrument Date | Aug 24, 2023 |
| Instrument | A-86410645 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $637.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HI |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | HI |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Apr 5, 2021 |
| Property Address | 481 HEAHEA ST, HILO, HI 96720-3111 |
| Document Number | 0A77650837 |
| Instrument Date | Mar 25, 2021 |
| Instrument | A-77650837 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 481 HEAHEA ST, HILO, HI 96720-3111 |
The 2025 property tax bill for 481 Heahea St was $1,990.
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,100 (+3%) Land $240,900 Building $254,200 | $524,400 (+4.8%) Land $270,200 Building $254,200 | |
| 2025 | $1,990.00 | $480,700 (+3%) Land $226,500 Building $254,200 | $500,400 (+7.22%) Land $246,200 Building $254,200 |
| 2024 | $466,700 (+80.96%) Land $224,100 Building $242,600 | $466,700 (+8.69%) Land $224,100 Building $242,600 | |
| 2023 | $299.00 Homeowner's exemption | $257,900 Land $72,500 Building $185,400 | $429,400 Land $203,700 Building $225,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 481 Heahea St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 5 (1981–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Heahea St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures