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481 Happy Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 481 Happy Dr, Cincinnati, OH 45238 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1974
Square Footage2,438 sqft Living Area
Lot Size81,327 sqft (1.86 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2020)
Tax Bill$6,053.00 (2025)

Property Details

APN / Parcel Number

Primary APN540-0072-0449-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths2 Partial Baths
Total Rooms7 Rooms
Building Area2,438 sqft Living Area
1st Floor1,424 sqft 1st Floor
2nd Floor1,014 sqft 2nd Floor
Basement Area1,424 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area81,327 sqft (1.86 acres)
Depth X Width432 ft x 10 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area720 sqft Garage
Patio Area576 sqft Patio
Porch1 Porch
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address481 HAPPY DR
CityCINCINNATI
StateOH
Zip45238-5256
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAPPY DR 10 X 432.96 IRR LOT 123 DEBONAIRE ACS SUBBL B
Legal SubdivisionDEBONAIRE ACS SUB
Legal BlockB
Legal Lot Number123
JurisdictionHAMILTON OH
Minor Civil DivisionDELHI
Census Blockgroup2
Census Block2000
Census Tract21304

Owner

Source: Hamilton County records · APN 540-0072-0449-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address481 HAPPY DR, CINCINNATI, OH 45238-5256
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2020Warranty Deed, Transfer
NOT AVAILABLE
Oct 21, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2020 · Amount on Record
Deed SaleNov 09, 2020 · Amount on Record
Deed Doc Number0000117605
Deed Book / Page014292 / 000790
Record RefreshedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 09, 2020
Property Address481 HAPPY DR, CINCINNATI, OH 45238-5256
Document Number0000117605
Book / Page014292 / 000790
Instrument DateOct 21, 2020
Instrument117605
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,160.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address481 HAPPY DR CINCINNATI OH 452385256, CINCINNATI, OH 45238-5256

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address481 HAPPY DR, CINCINNATI, OH 45238-5256
Document Number0000117606
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyTANDEM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address481 HAPPY DR CINCINNATI OH 452385256, CINCINNATI, OH 45238-5256

Mortgage

Document Number0000117606
DateNov 09, 2020
Book Page014292/000792
Instrument117606
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 08, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,053.00 (+2.14%)$101,500 (-) Land $23,520 Building $77,980
2024$5,926.00 (-0.07%)$101,500 (-) Land $23,520 Building $77,980
2023$5,930.00 (+11.99%)$101,500 (+25.89%) Land $23,520 Building $77,980$290,000 (+25.89%) Land $67,200 Building $222,800
2022$5,295.00 Homeowner's exemption$80,626 Land $21,826 Building $58,800
2020$230,360 Land $62,360 Building $168,000

Flood & Wildfire

481 Happy Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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